Taken out a loan With Intelligent Finance in 2002-03, PPI included, was told it was part of the loan package. Of course I was none or the wiser back then.
So this is another one I'm adding to the threads so I don't forget, as I have a few other ones to get out of the way as well LOL....
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Beware Payday Loan Referrals
It is sage advice to report cards lost/stolen when trying to get out of the PDL trap. This prevents PDL companies from abusing the recurring authority method of payment to take multiple small payments from customers & emptying their bank accounts.
However this is a little warning...
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Endeavour Finance PPi claim help req
1.We too has a loan with endeavour that was subject to PPi added to the loan. The ppi amount was £5000 and it was a broker that (purple I believe) that did the initial work. Definitley mis-sold as the guy said to take the ppi would increase the chances of acceptance of getting the loan. I'll stand...
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Credit broker Yes Loans stripped of licence by OFT
Credit broker Yes Loans stripped of licence by OFT
This is a duplicate of the Blog Entry made on 8th March 2012 15:48.
One of the UK's biggest brokers of loans, Yes Loans, could be put out of business after a regulator found that it conducted "deceitful and...
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FSA publishes guidance/redress ppi/victims
http://www.fsa.gov.uk/library/commun...2012/021.shtml
FSA publishes guidance consultation to help firms provide redress to victims of PPI mis-selling.
FSA/PN/021/2012
06 Mar 2012
The Financial Services Authority (FSA) today published...
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Financing multiple cheap BTL without huge mortgage fees ?
Just before the main credit crunch hit home I was working on a business plan with a couple of friends which in simple terms worked like this:
Buy cheap rental properties in selective areas, potentially from distressed owners, standard moderate refurbish and rent to colleges for nursing...
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Payday loan firms back off over advertising code fears
Payday loan firms back off over advertising code fears
This is a duplicate of the Blog Entry made on 12th February 2012 09:47.
Several payday loans firms have been forced to change the way they do business after a Financial Mail investigation found they might be in breach......
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Number of drivers sold worthless car insurance is rising as ghost brokers sell them duds
Number of drivers sold worthless car insurance is rising as ghost brokers sell them duds
This is a duplicate of the Blog Entry made on 14th December 2011 15:50.
Hard-pressed drivers facing expensive petrol costs and car insurance premiums that have risen to record highs,...
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Credit brokers warned on fees by OFT
Credit brokers warned on fees by OFT
This is a duplicate of the Blog Entry made on 24th November 2011 19:12.
Credit brokers must make the extent of their duties and charges clear to customers, a regulator has said. The authorities have received hundreds of...
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Half price council home: Two million properties to be sold off as Government revive Thatcher's 'Righ
Half price council home: Two million properties to be sold off as Government revive Thatcher's 'Righ
This is a duplicate of the Blog Entry made on 19th November 2011 10:51.
Up to two million council houses could be sold to their tenants under Government plans to revive Margaret...
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Half price council home: Two million properties to be sold off as Government revive Thatcher's 'Righ
Half price council home: Two million properties to be sold off as Government revive Thatcher's 'Righ
This is a duplicate of the Blog Entry made on 19th November 2011 10:51.
Up to two million council houses could be sold to their tenants under Government plans to revive Margaret...
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Payday lender targets cash-strapped consumers with 0% loan gamble
Payday lender targets cash-strapped consumers with 0% loan gamble
This is a duplicate of the Blog Entry made on 16th November 2011 20:59.
A payday lender is tempting cash-strapped consumers with a 0 per cent loans gamble - that only lasts eight days. The loans of £50 to £300...
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Mortgage/Loan Packagers
I understand that Mortgage/loan packagers differ to that of a standard loan/broker.
Any info/details anyone has please could you post up? thank you.
The a standard loan broker they do not understand the procedures like a mortgage/loan packager would.
Packager-brokers...
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Capital One & PPI
Capone have said the PPI on my cred card was sold following the phone call I made to activate my card in 2004. And:
1. They sell PPI on a non-advice basis, they do not provide advice. Their role is to introduce the features and benefits of PPI and to provide "sufficient information"...Last edited by The Debt Star; 7 July 2011, 21:52.
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The Consumer Credit Act 1974
The Consumer Credit Act 1974...
[img]http://forums.all-about-debt.co.uk/images/forumcontent/ukpga.gif[/img]
1974 Chapter 39
An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders