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  • Stressedoutmum
    started a topic Changing mortgage and DMP

    Changing mortgage and DMP

    Been a while since I have posted again!

    Been on a DMP since 2009 and hubby was Bankrupt same year. Have also been on interest only mortgage since then with balance of £92/93K, property worth about £145K. We have wanted to start back on repayment mortgage for last couple of years but it's...
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  • JLC
    started a topic Card protection payment reclaming

    Card protection payment reclaming

    Hi

    I've just received my SAR for my barclaycard and there is no PPI, but there is card protection insurance. The statements only start from 2009 (although the card application started in 2006) and up until 2012 (1 year after I defaulted), they were still taking the payment. When each...
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  • Never-In-Doubt
    started a topic Free Kids Film - - Sky Customers

    Free Kids Film - - Sky Customers

    SKY FREE KIDS FILM


    If you have Sky, go to Sky store and order Ice age 4, it's free and they issue a DVD to you.


    Enjoy
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  • LeeC
    started a topic what can you claim back from store cards?

    what can you claim back from store cards?

    hello

    has anyone claimed anything back from store cards?
    if so what can you claim back?

    i know you cant claim the interest back that they charge on each statement but can you claim fees for late payments? being over credit limit?

    thanks!
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  • cussy
    started a topic help with claim

    help with claim

    Hi im just going over a claim i received and was wondering if anyone can tell me how far back can interest be claimed on court papers can a company that bought a debt claim interest for the years before they owned the debt?
    thanks cussy
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  • dontknow
    started a topic dontknow's UE diary

    dontknow's UE diary

    Type of account - Credit card

    Date commenced - 2001

    Approx balance - £17,000

    Date last paid - May 2015

    Are you on arrangement or not paying- Not paying

    Status – Default

    Account owner – DCA


    Aug 2015 Received
    ...
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    Last edited by dontknow; 11 October 2016, 14:24.

  • LeeC
    started a topic Pounds to Pocket

    Pounds to Pocket

    anyone received this email response when trying to claim back interest on a loan:

    Dear
    Customer ########

    Thank you for contacting Pounds to Pocket. The contents of your email were duly noted. We apologise if there was any delay in responding to your complaint....
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    Last edited by cymruambyth; 11 October 2016, 07:16. Reason: Name removed

  • LeeC
    started a topic Ferratum - claiming back interest charges

    Ferratum - claiming back interest charges

    Hello all

    has anyone had any dealings with Ferratum?

    i like many people have gotten into the cycle of taking multiple payday loans out to pay another back and to make ends meet ending up in a debt spiral so im amazed that this company state on their website FAQs "...
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  • MustGetStraigh
    started a topic Mortgage advice.. changing jobs.

    Mortgage advice.. changing jobs.

    I did post earlier about remortgaging. But we decided to wait as interest rates were looking to drop.

    Dilemma. Can currently get a decent drop in monthly payments though current provider, very easily. No credit check so can sort online and have sorted within days.

    However,...
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  • Asav7
    started a topic NRAM together mortgage unsecured loan query

    NRAM together mortgage unsecured loan query

    Hi, I have joined with a view to getting help with the following. In 2007 we took out a dreaded Together Mortgage. The unsecured element which was initially £22048 is the the reason for my question. I rang NRAM a few years ago and asked if it was possible to settle the unsecured element only and continue...
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  • rgally64
    started a topic County court hearing

    County court hearing

    Hiya folks can any one point me in the right direction I have a county court hearing come out of the blue for next Thursday 15th sept
    I asked for the original judgment to be set aside by paying a fee and filling a n244 form in and also a letter asking the dca for proof of debt and interest and...
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  • mlc2009
    started a topic Blemain finance unfair charges?

    Blemain finance unfair charges?

    Blemain say I owe them £2946. I have had the loan secured against my house since 2007. They keep sending me letters requesting payment. I'm unable to pay the full amount so I'm wondering if there is anything I can do to setup a payment plan or to even get some of the charges removed

    They...
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  • Orange mobile to the next and then the next and so so

    Not sure if I'm in the right place. Short version - moved overseas and my parents sent me a scan of a letter from Orange (22nd of hte 9th 2010) stating that I owed them 2570 pounds.

    I was overseas for some years and had no interest in this until recently as I've returned. Since then the...
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  • Savings bloodbath at NatWest as bank slashes easy-access and Isa rates

    Savings bloodbath at NatWest as bank slashes easy-access and Isa rates

    This is a duplicate of the Blog Entry made on: 27th August 2016 07:32
    • NatWest cutting Isa and easy-access rates to just 0.01%
    • Means £1 of interest on £10,000 savings pot
    • Other banks are also making deep
    ...
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  • Isa savings at new record high, says HMRC

    Isa savings at new record high, says HMRC

    This is a duplicate of the Blog Entry made on: 27th August 2016 07:35
    Savers put an average of £6,338 into Individual Savings Accounts (Isas) in the last financial year, a rise of 5% on the previous year and a record high.

    Overall
    ...
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