I have had a bit of success with reclaiming PPI. I have had a CC, store card and now a catalogue claim upheld. I am however slightly confused at how the redress (or more especially the interest) is calculated.
With the CC and store card the breaddowns were as follows:
premiums ...
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PPI redress confusion
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Barclaycard Current Account transfer.
BC have offered me a transfer to current account, 0%, 1.9% fee until September.
Assuming I pay of the small balance I have, and then the fee, am I correct in thinking this will be completely free (assuming I pay it I September)
Been a while since I looked at balance transfers,...
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Banks have a cash flow crisis?
Have been monitoring this for the past couple of days after reports coming in from twitter it seems that there is a cash flow problem that could turn out to be another global banking crash imminent.
It is ironic that it is not being reported on the main news channels.
http...
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Balance transfers when its not the account holder
Evening,
Not sure the title is the best; i was wondering if its permitted for someone other than the original account holder to transfer that balance to their credit card?
i.e Peter has a balance on a 15% card and Paul offers to transfer it to his on his new 0%
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banks face probe into the millions lost by slip of a finger in online transfers
banks face probe into the millions lost by slip of a finger in online transfers
This is a duplicate of the Blog Entry made on 22nd August 2012 07:26.
Britain's biggest banks are facing a probe into online transfers that end up in the wrong account, Money Mail can reveal. Banks...
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UPDATE Natwest CEO on fixing the problem!
Bank customers faced further chaos today as NatWest extended its trading hours once again to cope with the fallout from a computer failure almost a week ago.
Yesterday around 1,200 branches opened for the first time on a Sunday as staff battled to deal with a backlog of payments following...
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Agreement question
Where do you stand when you take out a credit card agreement which gives you a lifetime fixed rate to transfer balances, then maybe a couple of years later increases that rate by fourfold?
I know that terms & conditions can be changed at any time, but this would be a major change insofar...
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Credit card firms mislead customers over payment deadlines, then hit some with unjust £12 late fees
Credit card firms mislead customers over payment deadlines, then hit some with unjust £12 late fees
This is a duplicate of the Blog Entry made on 17th May 2012 14:10.
Credit card companies are misleading customers over the time it takes to credit their account if they pay...
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Reconstituted Terms & Conditions
I recently asked Capital One to supply a copy of the T&C's that were applicable to my application made in February 2004. I had received the normal "agreement" from them with a separate page containing items 8, 10 and 23 taken from the T&C's that was supposed to be on the back of the...
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Some advice please on £5k credit card debt
Hi there,
I would like your advice please on the best way to go about some debt that I have on my AA credit card and the best way for me to pay it off.
I currently owe £5k on the card and the min payment each month is £97, although I always pay more than that.
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Halifax is targeting overstretched shoppers with 15-month interest-free credit card
Halifax is targeting overstretched shoppers with 15-month interest-free credit card
This is a duplicate of the Blog Entry made on 23rd November 2011 18:52.
*The Halifax credit card deal offers the longest ever interest-free deal for both balance transfers and new purchases....
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Speedy payments for all! Banks must guarantee 'next-day' internet and phone transfers from 2012
Speedy payments for all! Banks must guarantee 'next-day' internet and phone transfers from 2012
This is a duplicate of the Blog Entry made on 9th September 2011 19:34.
*Speedy payments for all! Banks must guarantee 'next-day' internet and phone transfers from 2012 * ---Quote...
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Barclaycard buying Egg
I have a Barclaycard CC, balance £8k and an Egg CC, balance £11k.
Given that Barclaycard have bought Egg's accounts is there likely to be anything untoward that Barclaycard might do with both these debts? Join them together or something like that?
Ta.
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HBOS
So, I have an HBOS account I do like my HBOS account-- however they are connected with TSB and I have debt with TSB, as the days go on I get nervous about money in my HBOS account incase lloyds decide to take it to pay off some debt.
Sooooo I need some suggestions will it be safe in HBOS?...