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  • AAD News Feed
    started a topic Co-op's £1bn hole could derail Lloyds deal

    Co-op's £1bn hole could derail Lloyds deal

    Co-op's £1bn hole could derail Lloyds deal

    This is a duplicate of the Blog Entry made on 27th February 2013 09:57.

    *The Co-operative Bank is facing a capital shortfall of up to £1bn, threatening to disrupt its plans to buy 600-plus branches from state-backed...
    ...
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  • Spent2much
    started a topic if we sold and downsized ...

    if we sold and downsized ...

    would we get another mortgage with our really bad credit history?

    Is it possible as this makes sense in our situation we have a huge 4 bed 2 bath house with 2 people living in it , we could sell this and buy a 2 bed house and it would be cheaper for us and the mortgage would be back on...
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  • vossy
    started a topic Reclaiming after bankruptcy

    Reclaiming after bankruptcy

    Right first off this is for a mate, I have been trying to help him reclaim some of his PPI he paid before he went bankrupt.

    Now he was made bankrupt by HMRC in 2001 and was discharged a year later.

    He had a letter this week from LloydsTSB (yep ) saying that they have...
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  • Chased for mortgage and secured loan shortfall after repossession

    Ok, Hi to all, I am going to keep this brief, back in Dec 2010 me and my wife had our house Repossessed by Platform home lending, They sold it I think April 2011 with a shortfall of £35466.78 including charges and fees. Also we had a secured loan on the house with GE money and they are chasing us for...
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    Last edited by ShedAnd; 13 December 2012, 01:16.

  • Mags76
    started a topic Mortgage shortfall & Ex-Wife's Bankruptcy

    Mortgage shortfall & Ex-Wife's Bankruptcy

    Hi Guys

    I know a few of you guys on here as you have helped me with a problem i have with a finance company and i am extremely grateful.

    I would like to ask if anyone can help me with the following.......

    My Boyfriend of 2 years had split from his wife 3 and...
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  • Tornadotechie
    started a topic Voluntary Repossession

    Voluntary Repossession

    Hi.
    I've recently moved to Scotland (about 15 months ago) to find work and left my house down South rented out. However the tenant moved out a few months back and I can't get another tenant due to the RAF cutbacks in the local area and because I'm renting up here, pay maintenence and I've just...
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  • Spent2much
    started a topic Got the chance of a rented house

    Got the chance of a rented house

    It's with a private landlord, its a new build and its £520 a month, we would potentially get HB which would bring the rent down to £324 a month.

    At the moment we are paying £480 mortgage with no help.

    If we wanted to take this house and just let this one go would we...
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  • SaltnVinegar
    started a topic What to do? Urgent advice needed

    What to do? Urgent advice needed

    Hi All

    I have had a really shitty couple of days and need some urgent advice.

    DW was involved in a car accident. Fortunately she is all ok, and walked away from the crash with no serious injuries. This, as far as I'm concerned, is the absolutely main thing.

    Its...
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  • MrsD
    started a topic Endowment shortfall

    Endowment shortfall

    I just thought this should be made public as it was something that worried me to death for a very long time.

    Our original mortgage was covered by a couple of endowment policies which went tits up quite a few years ago. I cashed them and paid of a tiny bit of mortgage and some high interest...
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  • di30
    started a topic Wrong Income Details on Remortgage

    Wrong Income Details on Remortgage

    Back in 2007 we remortgaged, our deal with Chelsea came to an end a year earlier.
    As we had a big secured loan as well with Nemo Finance, the settlement figure was £66K alone, so that was also added to the mortgage.

    Back in 2003 we taken out a mortgage through right to buy, so...
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  • Robinson v Bailey 1942 1 ALL ER 498

    Hi

    can any one help with finding this case and its relevence to charging order sought by Creditor

    Cut a long story short

    had a forthwith order september 2010, made application for a variation to the order .
    Novemebr 2010 had a reddeterminaton hearing (creditor...
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  • PPi reclaim or stick with unenforceable

    Some advise please. My partner has a barclaycard debt in dispute having followed advise on these forums.
    Barclaycard have acknowledge they dont have the records required and have agreed that they are unable to enforce the debt. See carlsberg89 diaries.
    However at the time of the original...
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  • Welcome finance/ uk credit search

    Hi

    Not sure where to go with this one OH had a letter come today from uk credit search saying he owed £2500 from a car loan. He did have a car loan but to his knowledge this was paid off when the car was written off in an insurance claim, and cant find the paperwork for it as he has...
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  • IF
    started a topic Deed of Acknowledgement: reposession after bankruptcy

    Deed of Acknowledgement: reposession after bankruptcy

    For some people who go bankrupt, repossession is an inevitable part of the process. For those people who wish to voluntarily give up their property for repossession, be very aware that to do so a mortgage lender may require you to sign their paperwork, otherwise called a Deed of Acknowledgement....
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    Last edited by IF; 28 January 2013, 08:23.
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