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  • 1NightInIbiza
    started a topic New start.....

    New start.....

    Finally went bankrupt today, a number of factors in the end - but feel glad to have finally done it. Was supposed to happen yesterday, but the judge couldn't come so I got to court to be turned away!

    Court were very helpful in rebooking me for today (before the 10am opening time too so...
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  • joshing
    started a topic A whole years Insurance!

    A whole years Insurance!

    My son had a car accident and they wrote the car off instantly,( literally over the phone) old car v reg, he hit the guy in front so his fault. I made a bit of a fuss as it could have been repaired cheaply but I didn't win so they paid out. The thing is the insurance company ageas told me the insurance...
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  • Car Insurance, Bankrupt, claims and big problems

    Please can anyone help?

    I was made BR in June. Prior to this I had a serious car accident in May and now am in a position to drive again. I also have 3 points on my licence from 2011 and a spate of claims linked to a few car park dingles and vandalism linked to my violent ex-husband. 2011,...
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  • Do mortgage lenders check your employer to see if the company is secure, legit, doing well or poorly

    How much digging do lenders do into your employer ?

    In this risk averse world, do they do a financial health check on your employer and if so, how ?

    Mine seems fine but it is only small and obviously has more chance of going to the wall than BP so does that figure in the underwriting...
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  • Fishol
    started a topic Default Drop Off Date

    Default Drop Off Date

    Hi guys,

    The clocks almost up on a 6 year old default which expires in July 2014, it's statute barred as the last time I corresponded with the company was September 2007 and last payment was August 2007 but it took almost a year (July 2008) for them to register a default which i think...
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  • steuts
    started a topic Black Horse secured loan

    Black Horse secured loan

    I took out a secured loan with Black Horse in 2010 for £10,000 on a sixty month term. I missed a couple of payments a few years ago but brought them back up to date within 2 months and at the time they agreed to the repayment plan. However, when I asked for statement of account last year, as I have...
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  • Welcome Finance Multiple HP and Credit Agreement

    Hi all.

    I have a little issue that I am struggling to find answers for. I have uploaded my agreements but have removed some personal info.

    It seems that this agreement is a multiple agreement consisting of both the HP and a credit agreement for the insurance (which i have...
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  • Canada 'orders Briton to stop selling Marmite and Irn Bru'

    The owner of a British food shop in Canada says he has been ordered to stop selling Marmite, Ovaltine and Irn Bru because they contain illegal additives.

    Tony Badger, who owns Brit Foods in Saskatoon, Saskatchewan, told local media that food safety officials had removed the foods from his...
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  • mrwasp
    started a topic Car Finance Problems

    Car Finance Problems

    Hi All,

    New here :-) and looking for a little help.

    I took out car finance (HP) in 2009. Here are the facts:

    • I used an online broker who faxed me the finance agreement to sign once I had passed the preliminary credit checking.
    • When they faxed the agreement,
    ...
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  • CHEZ
    started a topic ppi complaint on studio

    ppi complaint on studio

    Hi sorry im new and dont know how to open thread lol,,sorry in advance..but i need help with a ppi complaint on studio..refusing me pyments back to 2004 telling me its outside the fsa and not in the financail ombudsman juristriction? lol dont know how you spell that..if someone can help please
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  • Please help mortgage lender is trying to repossess my BTL and I am not in arrears!

    NEED HELP PLEASE. Any suggestions would be helpful


    I was discharged from my bancrupcy in 2011. My mortgage lender appointed LPA receivers a few months prior to my bankrupty.


    My former trustee disclaimed interest. Arrears on my mortgage was repaid before the end...
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  • Information needed about Agents Fees £65.00 to apply for loan Successful or Not!

    Hi all, sorry I haven't been around for a good while. But I'm not doing too bad at the minute.
    I was hoping for some advice for someone I'm trying to help. Now to be fair I'm not sure if I'm being fed a load of BS, but this is how it goes.
    This Person applied for a Pay Day Loan through a...
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  • AAD News Feed
    started a topic City Broker ICAP Braced For £70m Libor

    City Broker ICAP Braced For £70m Libor

    City Broker ICAP Braced For £70m Libor

    This is a duplicate of the Blog Entry made on 9th September 2013 20:51.

    *Broking firm headed by ex-Tory treasurer Michael Spencer is in talks to pay roughly £70m in Libor fines* ICAP, the interdealer broker headed by a...
    ...
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  • Life after debt - coming back from the dead

    Time has cleansed the credit record in any case but being away, numerous moves and no association with previous addresses have left a fairly blank credit file. However, full rehabilitation won't be achieved until we've bought a place to live and so forth. And here is the problem.

    In the...
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  • kamba
    started a topic Mortgage advise

    Mortgage advise

    My wife and I are thinking of purchasing a family home before our newborn

    can someone advise if there are any companies that offer to people with bad credit

    my experian score is 726

    I only have £1900 debt left but account has default

    I have a further...
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