My credit rating is trashed, so I don't pay too much attention to it at all but I do check Noddle every now and again when I want a laugh!

First question is - my debts have default date of 2009 lowell own majority of them now and continue to default me on them every month as they do not...

This is my first post, so take it easy on me.


My fiancé and I have had a lot of debt in the past, which resulted in her going bankrupt 6/12/07. Most of my debts were older and I assumed they were statute barred.
The problem we have is that I took a chance 4 months ago and...

Is this a Myth? Your Facebook friends could damage your credit rating

This is a duplicate of the Blog Entry made on 27th August 2013 16:33.

*How you socialise online - and who with - could help or hinder your application for a loan or mortgage.* Lenders' use of social media...

Hi All,

I have just decided to try and get a credit card from Vanquis today and succeeded They even phoned me within the hour and gave my a limit of £500.00 a lot easier than thought.

I still cannot understand why I cant get a Current acc with HBOS even though I've had a...

Nationwide agrees deal with Equifax

This is a duplicate of the Blog Entry made on 18th July 2013 07:37.

Credit reference agency Equifax has secured a contract to provide Nationwide Building Society with consumer credit intelligence. Under the three and...

Click...

Hi All,

Long time no see

If you've been following my diary thread, I recently was accepted for a Vanquis Credit Card as part of my Rebuilding Credit Rating.

I've been using it, but very VERY VERY carefully.

Vanquis send out a sheet...

Millions of customers held to a £72 ransom by NatWest

This is a duplicate of the Blog Entry made on 17th April 2013 10:00.

*......simply for going more than £10 into arranged overdraft* Millions of current account customers with NatWest and RBS face new charges of £72......

I am not registered on the electoral roll and have been refused a credit account (current acc) with Halifax Bank

would registering on the electoral roll make a difference to there decision, my credit rating score is 907 which I believe is good.

Thank SA

Hi There,
I am new on here so please pateint. One of the members from another site recommended it to me. I am in the process of recieving CCA and SARS from my creditors. I have recieved some CCA whihc seem to be reconstitued. But i would like to make sure. Who and where do i upload...

We have 3 credit cards, with a approx total of £8500 debt on them.

The main one is for £7400, the others are just over £200 and £800.

We also have 3 catalogue debts of £440,£887 & £1023.

We are paying just above the minimum payments each month....

Britain's credit rating downgraded from AAA to Aa1

This is a duplicate of the Blog Entry made on 23rd February 2013 15:07.

*The Government’s economic strategy has been dealt a serious blow after a leading credit ratings agency downgraded UK debt on its expectation that......

When everything for me blow up 3/4 years I UE most of my credit cards etc, I have had no 1's, defaults etc for over three years.

I currently have still 2 credit cards, a loan , mortgage, banks accounts etc.

Will it speed up my improvement in credit rating by applying for...

HBOS business loans: Eight charged

This is a duplicate of the Blog Entry made on 9th January 2013 08:58.

Eight people have been charged in connection with business loans made through a high street bank to the value of about £35m. The loans originated...

Click...

Weird one this but no harm in asking....

I have a poor rating etc, trying to sort some PDL hell out as covered elsewhere, only 1 default on my credit score but not much else either.

For few years i been keen to start my own small business, never done it as no finances...

Hi All,

A friend has a credit card that they want to pay off and they no longer want the card.

Is it "best" to:

chop the card and pay it off and then close when the balance hits zero ?

ask the credit card company to close the account...