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  • Help and advice for debt of over £80k+

    Hello all I'm new to this forum and I'm really hoping you are all a friendly bunch who won't judge me too much

    My husband and I have always been in debt for as long as we've been together, and we are at the point where we are just being crippled every month with high interest and fallen...
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  • dudedj
    started a topic Debt/income expenditure form

    Debt/income expenditure form

    Hi. Im new here and looking for some help.

    A bit of background info:

    I was in debt for a good few years starting about 8 years ago. Eventually cleared it up via a DMP 3 ish years ago. My credit score was destroyed then and still hasnt recovered but is very slowly creeping...
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  • Credit Card Debts...Advice Please

    Good Evening, I am posting on behalf of my daughter who is now in the middle of her financial settlement, and needing my support. Without going into the details, during her marriage she built up debt with three credit cards, all part of the marital problems at the time. However its reached a point now...
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  • DaveyBoy
    started a topic Debt problems - Any Ideas

    Debt problems - Any Ideas

    Hi, hope everyone is well

    Any advice thought on the below would be much appreciated and I know I'm in the right place to receive it

    Basically I'm still going through a UE journey now 5 years on and all is quiet with this, but now find myself in a new predicament

    ...
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  • cardiac arrest
    started a topic identity fraud

    identity fraud

    not sure if this is the right place but....

    my daughter and her partner were declined a mortgage recently after failing a credit check.
    After investigating it seems her partners ex wife has run up dozens of defaulted debts after they split but before they were divorced.
    ...
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  • Help with Default and loan agreement

    Hi everyone, I hope someone can help.

    A few years ago (2013) I took out a business loan through one of the UK's Start Up Loan delivery partners; long story short the biz didn't go to plan, so had to revenue to pay back the loan (which was £6,000).

    Anyway, I recieved a default...
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  • Default/Confusing With Debt Being Passed On Help Please!

    Hi everyone, I hope someone can help.

    A few years ago (2013) I took out a business loan through one of the UK's Start Up Loan delivery partners; long story short the biz didn't go to plan, so had to revenue to pay back the loan (which was £6,000).

    Anyway, I recieved a default...
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  • carjam29
    started a topic Old Bank of Scotland Loan

    Old Bank of Scotland Loan

    I had a loan with Bank of Scotland in 2000 and believe I was misled PPI. The loan was in joint names with my late husband. I do not have the account number and would like some advice about how to proceed.
    Many thanks
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  • scottygees
    started a topic Would court action be taken for £120 Debt

    Would court action be taken for £120 Debt

    Just wondering whether Court action would be likely for a £120 debt to a payday loan company?

    Thanks
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  • nowpennywise
    started a topic nowpennywise

    nowpennywise

    I am going to attempt doing my diaries things started to change for us in 2009 when oldest daughter took ill O/H kept having to leave work to go and look after her she had her own home so was taking a lot of time off work to be with daughter at her home O/H was not getting any pay and money...
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    Last edited by nowpennywise; 23 October 2016, 22:39.

  • betty101
    started a topic Barclaycard - nasty letters. What to do?

    Barclaycard - nasty letters. What to do?

    Hi there,

    Really happy to have found this site and hope to get some help.

    We've managed to get into debt with Barclaycard. Got two cards and approx. £12k on each one. (Long story - ill wife etc)

    The cards are in my fathers name (in his 60s).

    Since...
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  • Spider65
    started a topic My Diary - Spider65

    My Diary - Spider65

    I'm new here so I'm hoping I am doing this right. If not, please let me know and I'll amend.

    I'm looking for some advice.

    I have 10 long-standing debts taken out before 2006. These equate to figures of between £11 to £175. They were all a variety of credit cards and loans...
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    Last edited by Spider65; 5 December 2016, 08:16. Reason: General tidying up

  • LeeC
    started a topic Ferratum - claiming back interest charges

    Ferratum - claiming back interest charges

    Hello all

    has anyone had any dealings with Ferratum?

    i like many people have gotten into the cycle of taking multiple payday loans out to pay another back and to make ends meet ending up in a debt spiral so im amazed that this company state on their website FAQs "...
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  • Natty
    started a topic How could I let this happen again....

    How could I let this happen again....

    Dear All,

    I am finding it so difficult writing this post, but I really do not have anyone else to turn to. I know I have been extremely foolish, and I know my friends will not judge me on here.

    Due to a difficult few months I have got involved in PDL yet again, I am beyond...
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  • Difficulttimes
    started a topic 22 years old and over my head in debt.

    22 years old and over my head in debt.

    Hi.

    First of all I am new to this forum and would like to say how nice it is to see all the people giving advice and a helping hand to others. I'm sure 99% of us on here have been in debt and financial difficulty at some point in our lives.

    i will start of with a little...
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