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  • #1

    Need advice about a fraudelent insurance claim against me

    Hi Gents. I'm in a right old mess and need some help. I'll keep the story simple.

    Car went into the back of me whilst i was at some traffic lights.
    Caused lots of damage to his but non to mine due to my heavy duty chrome bumpers. I didn't get his name or registration, but he got my reg number. His insurance have contacted mine and he's blaming it on me stating i reversed into him along with false witness and a personal injury claim. I want to take it to court and call his bluff, but not sure if my insurance would be willing to do that without a witness defending me.

    So where do i go from here? My plans are to contact the insurance fraud hotline, contact the police and visit my local citizens advice bureau. Is there anything else i can do to nail this sucker? A copy of the false witness report is on it's way to me.
    Tags: admitted, advice, citizens, claim, companies, con, court, crime, criminal, false, fraud, help, insurance, investigators, justice, pay, personal, personal injury, police, private, questions, reference, registration, solicitors, traffic lights, update
  • #2
    Re: Need advice about a fraudelent insurance claim against me

    Originally posted by Mr-Boink™ View Post
    Hi Gents. I'm in a right old mess and need some help. I'll keep the story simple.

    Car went into the back of me whilst i was at some traffic lights.
    Caused lots of damage to his but non to mine due to my heavy duty chrome bumpers. I didn't get his name or registration, but he got my reg number. His insurance have contacted mine and he's blaming it on me stating i reversed into him along with false witness and a personal injury claim. I want to take it to court and call his bluff, but not sure if my insurance would be willing to do that without a witness defending me.

    So where do i go from here? My plans are to contact the insurance fraud hotline, contact the police and visit my local citizens advice bureau. Is there anything else i can do to nail this sucker? A copy of the false witness report is on it's way to me.
    Hi
    \not an expert but I doubt your insurance company will just cough up when they hear your version.

    Comment

    • #3
      Re: Need advice about a fraudelent insurance claim against me

      Originally posted by Mr-Boink™ View Post
      Hi Gents. I'm in a right old mess and need some help. I'll keep the story simple.

      Car went into the back of me whilst i was at some traffic lights.
      Caused lots of damage to his but non to mine due to my heavy duty chrome bumpers. I didn't get his name or registration, but he got my reg number. His insurance have contacted mine and he's blaming it on me stating i reversed into him along with false witness and a personal injury claim. I want to take it to court and call his bluff, but not sure if my insurance would be willing to do that without a witness defending me.

      So where do i go from here? My plans are to contact the insurance fraud hotline, contact the police and visit my local citizens advice bureau. Is there anything else i can do to nail this sucker? A copy of the false witness report is on it's way to me.
      Even if you had of reversed into him, a "personal injury" claim from doing so at a set of traffic lights sounds like a crock of shyte anyway.

      This is not my area at all.... but did you report it to the police at the time?

      **Edit**.... Just re-read your post and seen you're already going to the police.... :-) I would be inclined to do it sooner than later then and get a ref. number from them to pass on to your insurance company.
      Last edited by PriorityOne; 7 June 2013, 20:53.
      Remember the mantra:
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      PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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      • #4
        Re: Need advice about a fraudelent insurance claim against me

        Most lights - especially at junctions have cameras that feed to the town centre control.

        (That's how coppers find you when you run away from causing bother in town for example)!

        I'd be asking the polis to view said footage
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        • #5
          Re: Need advice about a fraudelent insurance claim against me

          Have you informed your insurance company . do so if not.
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #6
            Re: Need advice about a fraudelent insurance claim against me

            The shame of it is, some insurance companies will pay out as its cheaper than defending the claim even if they know its bollox.

            But definately get a crime reference number, explain to the insurance company the real story, and fight it as much as you can.
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #7
              Re: Need advice about a fraudelent insurance claim against me

              Update: His false witness has retracted his statement due to my insurance's private investigators pulling his story apart. The witness has admitted he wasn't there. The claimant's solicitors still reckon they have a strong case and are willing to carry on with court proceedings which i think is pish tbh. Let's see this fool in the dock getting sent down for perverting the course of justice.

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              • #8
                Re: Need advice about a fraudelent insurance claim against me

                I would have thought that suitable questions in court to the witness may well win the case for you! It should be moving towards a criminal case against the other driver
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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