GDPR Cookie Consent by SimpleServe Privacy Script Cecilia PDL diary - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Cecilia PDL diary

Collapse
X
Collapse
 
  • Page of 35
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 23 24 25 26 27 28 29 30 31 32 33 34 35 template Next
  • #481
    Re: Cecilia PDL diary

    Originally posted by cecilia View Post
    Hi Snv,
    I sent them an email on the 26th October explaining that I had overpaid, and requesting a refund, they have not responded. Funny how when I owe them money they bombard me with emails on a daily basis, yet when they owe me money 8 days go by without a response.
    Oh yes isn't it funny - send them another email stating that you haven't had a response to your rmail of the 26th. Tell them you will give them 28 days to respond to your complaint, then if you have no further response you will take your complaint to the FOS.
    "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

    The consumer is that sleeping giant.!!


    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

    Comment

    • #482
      Re: Cecilia PDL diary

      Thanks SnV, done, will keep you posted.

      Comment

      • #483
        Re: Cecilia PDL diary

        Hi Cecilia

        Any response?
        "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

        The consumer is that sleeping giant.!!


        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment

        • #484
          Re: Cecilia PDL diary

          Originally posted by SaltnVinegar View Post
          Hi Cecilia

          Any response?
          No responses to the two emails I sent them on the 26th October, and 3rd November.

          Comment

          • #485
            Re: Cecilia PDL diary

            Originally posted by SaltnVinegar View Post
            Hi Cecilia

            Any response?
            Hi SnV,

            Its now a month since I sent them the email, and no response, what is the procedure for taking this to the FOS. Thanks

            Comment

            • #486
              Re: Cecilia PDL diary

              Wishing you all a peaceful Christmas, and a happy, healthy and prosperous 2016. Thanks for all your support.

              Comment

              • #487
                Re: Cecilia PDL diary

                And the same to you. Forget about everything and enjoy your Christmas.
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                • #488
                  Re: Cecilia PDL diary

                  Received another letter from ARC in the post, asking to review one of my accounts with them. I have ignored all the previous letters they sent me.

                  Comment

                  • #489
                    Re: Cecilia PDL diary

                    Great ignoring skills x
                    if you do it today and you like it you can always do it again tomorrow

                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment

                    • #490
                      Re: Cecilia PDL diary

                      Originally posted by cecilia View Post
                      Speedloan(Part of Albermarle and Bond)
                      Started approximately 2004 as cheque cashing, stopped cheque cashing a few months ago, and converted into a loan.
                      Interest paid to Albermarle and Bond from 2004 to 2013 £16,320
                      Loan £800
                      Owe £1120 including interest
                      Default charges £112
                      Monthly payments £112
                      Last payment beginning July 2013
                      Defaulted August 2013
                      Received text from Speedloan 2nd September
                      Wrote to Speedloan 4th September
                      Received letter in the post from Speedloan 7th September rejecting my offer.
                      Received letter in the post from Speedloan 18th September, asking me to contact them urgently, give bank account and debit card details,to set up direct debit.
                      Received text message from Speedloan 26th September to discuss account
                      Received default notice in the post from Speedloan 3rd October in normal post
                      Wrote to Speedloan 10th October
                      Received Notice of sum of arrears in the post from Speedloan 12th October in normal post
                      Received a letter in the post from Chantry collections re my speedloan dated 19th October, received 23rd October
                      Received a letter in the post from Chantry collections re my Speedloan dated 24th October received 28th October
                      Wrote to Chantry collections 7th November
                      Received Important notice from Chantry collections in the post re my Speedloan dated 5th November received 9th November
                      Received letter from Chantry collections in the post re my Speedloan dated 8th November received 11th November
                      Received letter in the post from Speedloan dated 13th November received 14th November
                      Received call from Clair Westbury at Speedloan 19th November asking me to send my I&E to put this matter to a close.
                      Received call from Clair Westbury at Speedloan 20th November asking me to send my I&E to put this matter to a close.
                      Resent to I&E to Speedloan 21st November.
                      Received letter from Speedloan 23rd November dated 22nd November.
                      Received letter from Speedloan 23rd January dated 21st January 2013
                      Received letter from Speedloan dated 29th December 2014
                      Received letter from Speedloan dated 3rd September 2015
                      Received letter from MMF Debt recovery specialists dated 22nd July 2016


                      Hope you are all well,

                      Just received this in the post this morning from MMF debt recovery specialists, if you can recall Speedloan rejected my offer in 2013, they enclosed a financial assessment form, and a payment mandate form.

                      Original creditor: Speedloan finance limited
                      Previous assigned owner: Speedloan finance limited
                      current outstanding balance £1,120

                      Unfortunately despite our efforts to contact you we have been unable to do so. It is still our intention to set the correct plan with you to clear this amount based on your circumstances, all we ask is that you pay what you can afford. For example we have many customers paying as little as £5 per month. You can set up a payment plan by calling us on 01138876876, by emailing us at customerservice@mmile.com or returning the direct debit/standing order mandate on the reverse of this letter. If you are experiencing financial difficulties we have a team of specialist agents who are equipped to understand and deal with your situation. Alternatively free debt advice is available which provided confidential and and impartial advice from one of the organisations listed on the back of this letter.

                      Comment

                      • #491
                        Re: Cecilia PDL diary

                        Hello cecilia, long time no see.

                        I'd be tempted to ignore that letter but see what others have to say.

                        Does it say that MMF are the new owners of the debt?
                        Let your smile change the world but don't let the world change your smile

                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment

                        • #492
                          Re: Cecilia PDL diary

                          Hi Cecilia, I hope your recent silence means that everything is going well in your life. I would also ignore this.
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment

                          • #493
                            Re: Cecilia PDL diary

                            Originally posted by Pixie View Post
                            Hello cecilia, long time no see.

                            I'd be tempted to ignore that letter but see what others have to say.

                            Does it say that MMF are the new owners of the debt?
                            Hi Pixie,

                            Yes, stranger long time no see , it says the previous assigned owner was Speedloan.

                            Comment

                            • #494
                              Re: Cecilia PDL diary

                              Originally posted by cymruambyth View Post
                              Hi Cecilia, I hope your recent silence means that everything is going well in your life. I would also ignore this.
                              Hi Cymruambyth, life has been up and down. I no longer work full time, I lost one of my jobs and have not found anything to replace it. Long story. I should have finished paying two of my PDLs next month, which is a relief. Hope you and Pixie are well. I tried logging on earlier, but kept on getting a message saying the server was too busy.

                              Comment

                              • #495
                                Re: Cecilia PDL diary

                                Originally posted by cecilia View Post
                                Hi Pixie,

                                Yes, stranger long time no see , it says the previous assigned owner was Speedloan.
                                If the previous owner was Speedloan are MMF the new owners or are they just collecting?

                                Originally posted by cecilia View Post
                                Hi Cymruambyth, life has been up and down. I no longer work full time, I lost one of my jobs and have not found anything to replace it. Long story. I should have finished paying two of my PDLs next month, which is a relief. Hope you and Pixie are well. I tried logging on earlier, but kept on getting a message saying the server was too busy.
                                Sorry you've lost one of your jobs but good news that you should have finished paying two of your PDLs next month.

                                There has been the odd occasion where the server busy notice shows. See here ---> http://forums.all-about-debt.co.uk/s...122#post571122
                                Let your smile change the world but don't let the world change your smile

                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                                Comment

                                Previous 1 23 24 25 26 27 28 29 30 31 32 33 34 35 template Next
                                Working...
                                X