Clairebear's UE Diary

[Deepie]

Re: Clairebear's UE Diary

Received some typed out 'Copy Statements' off MKDP dating from July 2011 to Oct 2011. They also say they are still unable to fulfil my request for a copy of the Credit Agreement but they will send it on once its received from B/C. I sent the first CCA request back in Sep 2011, 19 months on and there's still no sign of it, perhaps they should just give up? Shall i just wait to see what happens next?

That's what I would do.....

[Clairebear]

Re: Clairebear's UE Diary

Received some typed out 'Copy Statements' off MKDP dating from July 2011 to Oct 2011. They also say they are still unable to fulfil my request for a copy of the Credit Agreement but they will send it on once its received from B/C. I sent the first CCA request back in Sep 2011, 19 months on and there's still no sign of it, perhaps they should just give up? Shall i just wait to see what happens next?

[Clairebear]

Re: Clairebear's UE Diary

Perfect, thank you. I'll send it off to them Monday.

[MrsD]

Re: Clairebear's UE Diary

I would send the so;d in dispute, keep a nice papertrail.

[Clairebear]

Re: Clairebear's UE Diary

Received a letter from MK Rapid Recoveries, though they sound like a dodgy breakdown service they're the ones B/C have transferred my account to.

Apparently regardless of there attempts to phone and write to me (none of which they have done yet) they have still not received an offer of payment. How remiss of me!

Should I ignore or send a letter of some sort?

[Never-In-Doubt]

Re: Clairebear's UE Diary

No problem, i'll wait and update you as necessary. I'm sure i'll hear from them soon enough! lol

most likely

[Clairebear]

Re: Clairebear's UE Diary

No problem, i'll wait and update you as necessary. I'm sure i'll hear from them soon enough! lol

[Never-In-Doubt]

Re: Clairebear's UE Diary

Hi all,

There was a few weeks of silence after i received my last letter from Moorcroft but I've now received a letter from Barclaycard.

They are writing to tell me they have assigned and transferred my account from B/C to MKDP LLP. They are now the owners of my debt.

Unless anyone thinks different I'll just wait to see what i get sent next.

Just sit tight and see what they say next....

[vint1954]

Re: Clairebear's UE Diary

Wait until you get a letter from MKDP, then update us.

[Clairebear]

Re: Clairebear's UE Diary

Hi all,

There was a few weeks of silence after i received my last letter from Moorcroft but I've now received a letter from Barclaycard.

They are writing to tell me they have assigned and transferred my account from B/C to MKDP LLP. They are now the owners of my debt.

Unless anyone thinks different I'll just wait to see what i get sent next.

[Clairebear]

Re: Clairebear's UE Diary

Exactly the same letter received from Moorfcroft as above. Blah, blah, blah call us to discharge liability. I'm still ignoring until they send me something else.

[Clairebear]

Re: Clairebear's UE Diary

Thanks Pixie. I thought I'd heard all their 'threatening' phrases before but this is a new one on me. I'll file it in my bothered pile loooool

[Pixie]

Re: Clairebear's UE Diary

Ok i'll see what comes next. I've just never heard the phrase 'Discharging Liability', sounds serious and a little concerning!

I think it just means that they want you to pay

They use terms like this to frighten people (and succeed!)

[Clairebear]

Re: Clairebear's UE Diary

Ok i'll see what comes next. I've just never heard the phrase 'Discharging Liability', sounds serious and a little concerning!

[Deepie]

Re: Clairebear's UE Diary

Long reply back from Moorcroft. Regarding the enforceability of the CCA they say the clients believe the documents they have sent to me do meet the requirements of the request. They then go on to explain to me what a CCA is and that there are no requirements to send me a signed 'Executed' copy as per 'section 3(2) of the Consumer Credit (Cancellation Notices & Copies of Documents) Regulations'.

In addition there client will continue to report the conduct of my account to CRA's and they want to hear from me within 14 days with my proposal for discharging liability.

Need some help on the next step. I have no idea what they mean by 'Discharging Liability'!

If it were me I would see what they send next..........