Clairebear's UE Diary

[Clairebear]

Re: Clairebear's UE Diary

Ahhh i see, give them enough rope and all that! Well that's more than ok with me.

[Never-In-Doubt]

Re: Clairebear's UE Diary

Should i be concerned that they think i've already been issued with a DN?

They should be concerned cos they cannot terminate on the back of a bad DN (sorry, without sending a DN)

Don't worry, they're just digging a deeper pit!

[Clairebear]

Re: Clairebear's UE Diary

Will do.

[garlok]

Re: Clairebear's UE Diary

I would not worry too much. Mercers will hassle for a bit and then it arrives (keep the envelope with it marked with the date you actually get it) about 4 to 6 weeks after they start. Three of ours fell into this pattern with them. Oh and do keep a record log of the calls that start to come in.

regards
Garlok

[Clairebear]

Re: Clairebear's UE Diary

Thanks guy's, that was quick! I'll carry on ignoring them for now. No doubt i'll get something from Mercers or Calders next, so i'll just keep my eye out.

Should i be concerned that they think i've already been issued with a DN? I know they said before in a letter Mercers 'may' issue one but I certainly haven't had anything. And as you say Garlok, if it's big and red it'd be rather hard to miss!!!

[garlok]

Re: Clairebear's UE Diary

The "DCA" will more than likely be Mercers who ARE Barclaycard. Persitent though they are it will they that normally issue the DN, a big red one wowee!

Which will be defective. Which they are not allowed to issue as they are a dormant company not allowed to dabble in matters commercial like debt collection. They will hassle on the phone but thats easy enough to deal with.

Garlok

[Deepie]

Re: Clairebear's UE Diary

I've had a couple of very quiet weeks but i've received a letter from BC today........

Entitled 'Formal Demand For Payment'. They say i haven't complied with the recent Default Notice (I haven't had one!!!!) and demand that i now pay immediately. If not they'll let the CRA's know i've been issued a formal demand and it'll go on my report. Then they go onto say if they don't receive payment by 8th Nov they may send round a DCA or issue legal proceedings.

Not sure what to do with this, especially as i haven't received any Default Notice that i know of, everything i've had i've posted on here!

Just ignore for now........

[Clairebear]

Re: Clairebear's UE Diary

I've had a couple of very quiet weeks but i've received a letter from BC today........

Entitled 'Formal Demand For Payment'. They say i haven't complied with the recent Default Notice (I haven't had one!!!!) and demand that i now pay immediately. If not they'll let the CRA's know i've been issued a formal demand and it'll go on my report. Then they go onto say if they don't receive payment by 8th Nov they may send round a DCA or issue legal proceedings.

Not sure what to do with this, especially as i haven't received any Default Notice that i know of, everything i've had i've posted on here!

[Clairebear]

Re: Clairebear's UE Diary

Phew, that's excellent news!

Ok guys I'll stick to the plan then and just wait to see what they send me next. I'll post up anything i get on here asap.

[Never-In-Doubt]

Re: Clairebear's UE Diary

That changes nothing - still (easily rectifiable)

[Clairebear]

Re: Clairebear's UE Diary

THANK YOU SOOOOO MUCH!!! For the past hour i've been trying to re-post them on here like that and it wasn't working, i was getting very pee'd off!!

Yep that's all the documents they've sent.

[Riz]

Re: Clairebear's UE Diary

Not saying that makes them any good.

Just want to make sure people are looking at all that were supplied in both batches received.

[Riz]

Re: Clairebear's UE Diary

So in total these are all the agreement doc received.

[Riz]

Re: Clairebear's UE Diary

These are the orignial doc's (my first response from BC to my CCA). I've popped them up on here for so there all in one post and easier to refer to.

Well, no. You only have the 2nd most recent set of docs in the post on this thread.

The previous ones you received are only shown in the other thread.

[Clairebear]

Re: Clairebear's UE Diary

Current terms to add to the dubious recons here?


Barclaycard's CCA. Is It Complete Rubbish? - allaboutFORUMS

These are the orignial doc's (my first response from BC to my CCA). I've popped them up on here for so there all in one post and easier to refer to.

(meant to be attachments here but they didnt work properly - Rizzle's sorted it below!)