Clairebear's UE Diary

[Clairebear]

Re: Clairebear's UE Diary

Ok just called OFT and told them what's happened. She seems to think they can try any old numbers/address that they have on file for me but now they've been told I'm not there etc they shouldn't call again. If they do i can call them back and put a complaint in. I also asked if they were allowed to tell people who they are when they call because it's obliviously a DCA and so there letting people know my business. She suggested that i called the ICO to see if they can do that or not .

Just called the ICO but there on strike!! I'll try again tomorrow

[garlok]

Re: Clairebear's UE Diary

And we had that on here yesterday claiming that nearly all the tactics they use (i.e. debt collectors and loan sharks) were all lawful.

Ah well it takes all sorts of idiots I suppose!

regards
Garlok

[Clairebear]

Re: Clairebear's UE Diary

Thanks i certainly will do! I may just have to take a moment to calm down!

[Never-In-Doubt]

Re: Clairebear's UE Diary

what?

Report it straight away to the ICO - also see this: ---> http://www.oft.gov.uk/shared_oft/con...it/oft1299.pdf

As above report to the ICO and read the leaflet and do as it suggests

[Never-In-Doubt]

Re: Clairebear's UE Diary

Thanks Niddy, I've just had a look at that. It stays i should complain to the OFT, would it be them or the ICO?

both lol

[Clairebear]

Re: Clairebear's UE Diary

She's just called me up really worried about it. How dare they - I'm shaking!!

Thanks Niddy, I've just had a look at that. It stays i should complain to the OFT, would it be them or the ICO?

[Pixie]

Re: Clairebear's UE Diary

Thanks Niddy.

I was looking to see what Clairebear could do about it.

[Never-In-Doubt]

Re: Clairebear's UE Diary

Credit Solutions have just called my Mother!!! They called asking for me and when she told them i do not live there any more they asked her for my new details. She just told them she hadn't got any and put the phone down. I'm not happy!! They have all my details, they've sent me a letter and been calling me so they know where i am!!

what?

Report it straight away to the ICO - also see this: ---> http://www.oft.gov.uk/shared_oft/con...it/oft1299.pdf

[Pixie]

Re: Clairebear's UE Diary

That's out of order!

[Clairebear]

Re: Clairebear's UE Diary

Credit Solutions have just called my Mother!!! They called asking for me and when she told them i do not live there any more they asked her for my new details. She just told them she hadn't got any and put the phone down. I'm not happy!! They have all my details, they've sent me a letter and been calling me so they know where i am!!

[Clairebear]

Re: Clairebear's UE Diary

Eye, eye Captain Will carry on ignoring!

[Deepie]

Re: Clairebear's UE Diary

Came back from having a couple of days away and i had two letters waiting for me.


First one off B/C advising the account has now been passed to Credit Solutions to manage the collection of the balance.


Second one from Credit Solutions going on AGAIN about how I haven’t complied with the default and the balance is now due in full. Please call them to pay and apparently they’ll be happy to process my debit/credit card. Mmmmmm I’m sure they would!!

Just ignore both for now see what they send next......

[Clairebear]

Re: Clairebear's UE Diary

Came back from having a couple of days away and i had two letters waiting for me.


First one off B/C advising the account has now been passed to Credit Solutions to manage the collection of the balance.


Second one from Credit Solutions going on AGAIN about how I haven’t complied with the default and the balance is now due in full. Please call them to pay and apparently they’ll be happy to process my debit/credit card. Mmmmmm I’m sure they would!!

[Never-In-Doubt]

Re: Clairebear's UE Diary

sorry to ask what might be a silly question, but most of the dn's I have recieved came in the normal post and were not recorded delivery, so how can they prove they ever sent them in the first place.

System notes or a paper trail - for some reason the courts decided that a lender/dca can create a recon of an agreement so don't be surprised to hear that they'll classify a system note as proof of service - its nuts, but that's the world we live in unfortunately!

It stinks, I know, but yea - they can just add something saying one was sent and lie in court (like I'd believe they've never done it before!) - however for the same respect if you'd never seen a DN then you'd argue that fact surely and someone like Paul would be able to kick arse for you....

[thetinman]

Re: Clairebear's UE Diary

They should be concerned cos they cannot terminate on the back of a bad DN (sorry, without sending a DN)

Don't worry, they're just digging a deeper pit!

sorry to ask what might be a silly question, but most of the dn's I have recieved came in the normal post and were not recorded delivery, so how can they prove they ever sent them in the first place.