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  • #256
    Re: Swanfan's UE diary

    Well done Swanny...another one of the original "gang" to join the SB club ��

    Christmas is so magical with young children around...in my case grandchildren!
    Let your smile change the world but don't let the world change your smile

    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • #257
      Re: Swanfan's UE diary

      Originally posted by nanna58 View Post
      Thank you Swanny ,well done on SB , it's an idea to keep your default date in mind as some nice people say SB is 6 yrs from default letter .Nothing is concrete yet, no ruling, xxx
      That is the date I'm referring to

      Originally posted by Susie View Post
      Congratulations on both counts, looks as if the defaults will have dropped off as well by now so you really have crossed the finishing line
      Last default drops off in January

      Originally posted by Pixie View Post
      Well done Swanny...another one of the original "gang" to join the SB club ��

      Christmas is so magical with young children around...in my case grandchildren!
      Noisy though!

      Originally posted by cymruambyth View Post
      That's great news, enjoy the wonder of a child's first Christmas - though the second one is better when they are more aware of everything!
      Second child or Christmas?

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      • #258
        Re: Swanfan's UE diary

        Congrats on both events Swanny, have a blissfull christmas with the family xxx
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #259
          Re: Swanfan's UE diary

          Congratulations Swanny

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          • #260
            Re: Swanfan's UE diary

            Have a wonderful Christmas Swanny xxxxxxxx
            if you do it today and you like it you can always do it again tomorrow

            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #261
              Re: Swanfan's UE diary

              Congratulations (on both counts!) from me (another member of the "original gang) as well, Swanny.

              Enjoy your Christmas.
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • #262
                Re: Swanfan's UE diary

                we are all leaping over that line like lemmings!

                well done Swanny and enjoy the first Christmas with your wee one, remember you never ever get those early years back, so enjoy xxxx

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                • #263
                  Re: Swanfan's UE diary

                  Such great news Swanny......Sit back with a wee dram in your hand and enjoy Christmas

                  It is so nice to see more and more people reach the ultimate goal........It gives hope and encouragement to those still on the journey.......But getting there with every day that passes with the help of the members here
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                  • #264
                    Re: Swanfan's UE diary

                    Nice one pal. Well done
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                    • #265
                      Re: Swanfan's UE diary

                      So... The last of my defaults dropped off my credit file, I now plan to make money out of the banks by switching current accounts. Already got £100 from Halifax, hopefully another £110 to follow from the Co-op. Plus I'm getting interest from Tesco & Nationwide accounts, as well as rewards from Halifax account. Gonna need the extra cash as my daughter is 6 months old already!

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                      • #266
                        Re: Swanfan's UE diary

                        Another one bites the dust! much better to have the banks paying you for your custom than chasing you
                        When you have nothing you have nothing to lose

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                        • #267
                          Re: Swanfan's UE diary

                          I'm doing cartwheels for you Swanny xx fabbbbbbbuuuuuuuuous
                          if you do it today and you like it you can always do it again tomorrow

                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                          • #268
                            Re: Swanfan's UE diary

                            Well done Swanny!

                            You'd better start saving up for your daughter's wedding
                            Let your smile change the world but don't let the world change your smile

                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                            • #269
                              Re: Swanfan's UE diary

                              Originally posted by swanfan View Post
                              So... The last of my defaults dropped off my credit file, I now plan to make money out of the banks by switching current accounts. Already got £100 from Halifax, hopefully another £110 to follow from the Co-op. Plus I'm getting interest from Tesco & Nationwide accounts, as well as rewards from Halifax account. Gonna need the extra cash as my daughter is 6 months old already!

                              Yay, it really is an amazing feeling Well done Swanny!
                              Niddified and proud!

                              Fought and won the UE battle, thanks to Niddy and this forum...
                              SB since 2016. Now have my life back!

                              (I used to be MustGetStraight but I've lost a "t")

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