Maui Jim's UE Diary

[mauijim]

Re: Maui Jim's UE Diary

Update RBS

31/1/12 Another letter from Shoosmiths of Northampton. "we refer to our previous letters ....unable to contact you"

"Unless an agreement is reached within 14 days of the date of this letter, we are instructed by the bank to issue a claim in the County Court "

They have failed to send me a CCA as per my request sent on 13/12/11 and just keep sending a demand for my signature.

Which letter should I send to them? "Threatogram?"

MJ

Okay I posted "Account sold whilst in dispute" today 31/1/12 First Class Signed For to Shoosmiths.

[mauijim]

Re: Maui Jim's UE Diary

Post deleted. It'll teach me to read the thread before butting in!

You weren't butting in my friend, all views are welcomed, error or not!

MJ

[Deepie]

Re: Maui Jim's UE Diary

Update RBS

31/1/12 Another letter from Shoosmiths of Northampton. "we refer to our previous letters ....unable to contact you"

"Unless an agreement is reached within 14 days of the date of this letter, we are instructed by the bank to issue a claim in the County Court "

They have failed to send me a CCA as per my request sent on 13/12/11 and just keep sending a demand for my signature.

Which letter should I send to them? "Threatogram?"

MJ

I Would...........

[mauijim]

Re: Maui Jim's UE Diary

Have you sent the 'sig not required' letter off the templates? If not then I suggest you send one to RBS and send'account in dispute' letter to shoosmiths.

I have sent the "signature not required" to RBS three times in total!

Perhaps I need to remind them again!

[oldyboy]

Re: Maui Jim's UE Diary

Post deleted. It'll teach me to read the thread before butting in!

[mauijim]

Re: Maui Jim's UE Diary

Update RBS

31/1/12 Another letter from Shoosmiths of Northampton. "we refer to our previous letters ....unable to contact you"

"Unless an agreement is reached within 14 days of the date of this letter, we are instructed by the bank to issue a claim in the County Court "

They have failed to send me a CCA as per my request sent on 13/12/11 and just keep sending a demand for my signature.

Which letter should I send to them? "Threatogram?"

MJ

[oldyboy]

Re: Maui Jim's UE Diary

I know what's been said elswhere but my attitude is not to respond to NoA's. I treat them as for info only. I then wait to get their first begging letter before sending something back. That's another few weeks usually. Let 'em sit and stew!

[mauijim]

Re: Maui Jim's UE Diary

I Would leave it a week or so...........

Duly noted and shelved until next week. I suspect there will be a letter from Wescots shortly so it will be interesting to read what they have to say.

MJ

[mauijim]

Re: Maui Jim's UE Diary

I see you only had your NoA on Saturday, MJ.

Why not wait a week or two before sending that 'account in dispute' letter? Let your pain subside?

My thought too; I haven't posted the letter yet so I shall file it until next week.

Thanks

MJ

[Deepie]

Re: Maui Jim's UE Diary

Hi Oldyboy

The fact MBNA are pulling out of the UK market is what started my thought process. My thought was simple but perhaps incorrect - if there is a time period that would allow Wescot to send back their newly acquired pile of shit, perhaps I should let that expire and then hit them with the "account sold whilst in dispute" which would mean they would not be able to give it back.

Probably wrong but hoping one of the crew on here can advise me.

Cheers

MJ

I Would leave it a week or so...........

I see you only had your NoA on Saturday, MJ.

Why not wait a week or two before sending that 'account in dispute' letter? Let your pain subside?

[oldyboy]

Re: Maui Jim's UE Diary

I see you only had your NoA on Saturday, MJ.

Why not wait a week or two before sending that 'account in dispute' letter? Let your pain subside?

[mauijim]

Re: Maui Jim's UE Diary

Perhaps you should answer one of those calls?

You can always 'fail' their security checks, perhaps by replying in a foreign language.

Well today I was sat here and the phone rang displaying CrapQuest's number. I decided to answer and say विवाद मूर्ख

I was correct in my suspicions, they were chasing someone else! It was a lady who we had other calls for

So that is one less thing to worry about.

MJ

[mauijim]

Re: Maui Jim's UE Diary

Hi MJ,
You could always save them the bother and add in your letter 'You've been sold a pile of shit here!'

Seriously though, you've raised a good point. As it seems MBNA are pulling out of this country would they even be able to return it? Would it not then just end up on the DCA merry-go-round? If so each one it passes to reduces the chances of any enforcement.

Hi Oldyboy

The fact MBNA are pulling out of the UK market is what started my thought process. My thought was simple but perhaps incorrect - if there is a time period that would allow Wescot to send back their newly acquired pile of shit, perhaps I should let that expire and then hit them with the "account sold whilst in dispute" which would mean they would not be able to give it back.

Probably wrong but hoping one of the crew on here can advise me.

Cheers

MJ

[oldyboy]

Re: Maui Jim's UE Diary

As this has been sold, can Wescot go back to MBNA and say "You've sold us a pile of shit here" and hand the pile of shit back to MBNA or is it Caveat Emptor and you should get some roses to make best use of that pile of shit!

I was just curious.

Cheers

MJ

Hi MJ,
You could always save them the bother and add in your letter 'You've been sold a pile of shit here!'

Seriously though, you've raised a good point. As it seems MBNA are pulling out of this country would they even be able to return it? Would it not then just end up on the DCA merry-go-round? If so each one it passes to reduces the chances of any enforcement.

[mauijim]

Re: Maui Jim's UE Diary

I was thinking of something else this morning, I know it may sound crazy but I'll mention it anyway.

The MBNA account has been sold to Wescot, I am hoping to get my "account sold whilst in dispute" letter in the post today. I need to get the agonising pain in my neck and back to go first

As this has been sold, can Wescot go back to MBNA and say "You've sold us a pile of shit here" and hand the pile of shit back to MBNA or is it Caveat Emptor and you should get some roses to make best use of that pile of shit!

I was just curious.

Cheers

MJ