The Scarednshakins UE Diary

[scarednshakin]

Re: The Scarednshakins UE Diary

Got response from Cabot this morning, they were unaware of any requests or disputes that we had previously raised with the original lender and that contact was made in good faith

They have contacted Clydesdale and hope to be back in contact in the next 12 days. But they would still request we contact them to discuss repayment options

So will wait for the next letter from them. I do like the last para on the letter tho.

'I note your comments regarding a visit to your home. We shall attempt to avoid a doorstep collector being instructed, however if you do not co-operate in resolving your outstanding account, we reserve the right to escalate your account as we deem necessary and this may result in the instruction of a doorstep agent. I trust I have set out our position clearly.'

Morning all , thanks Niddy, yep everyone up here well, even better after we got a letter from Cabot this morning.

'We have requested the relevant documentation from Clydesdale Bank, however we have been informed that they are unable to provide the required information. Therefore, I can confirm that Cabot has taken the decision to no longer pursue collection of this account.' YIIIPPPEEEEEE

Thanks for everyone's help on this one and Niddy for stopping mwe from panicking

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Morning all , thanks Niddy, yep everyone up here well, even better after we got a letter from Cabot this morning.

'We have requested the relevant documentation from Clydesdale Bank, however we have been informed that they are unable to provide the required information. Therefore, I can confirm that Cabot has taken the decision to no longer pursue collection of this account.' YIIIPPPEEEEEE

Thanks for everyone's help on this one and Niddy for stopping mwe from panicking

Well done - another one bites the dust

[IF]

Re: The Scarednshakins UE Diary

Well done Mrs S and Nid, love good news especially on a Monday!!

[scarednshakin]

Re: The Scarednshakins UE Diary

Thanks IF, can't tell you how chuffed we were to get that letter

[MrsD]

Re: The Scarednshakins UE Diary

gaffa tape it to your bosum with the rest, you'll be needing a bigger bra shortly!!

well done

[scarednshakin]

Re: The Scarednshakins UE Diary

gaffa tape it to your bosum with the rest, you'll be needing a bigger bra shortly!!

well done

lovin it

[scarednshakin]

Re: The Scarednshakins UE Diary

Great result!

You may need a new user name now you are no longer scared and shakin'

Maybe we should start a Hall of Fame with all those accounts where collection activity has been discontinued or where they have admitted no CCA is available.

Thanks Flowerpower, might use the gaffa tape like dopey suggested but think I might frame it with lights all round it

[nanna58]

Re: The Scarednshakins UE Diary

shove it in a safe place (mines in me draws)WOOHOO

[scarednshakin]

Re: The Scarednshakins UE Diary

shove it in a safe place (mines in me draws)WOOHOO

gaffa taping to me bosum or sticking it in me draws, nae sure what Mr SNS is gonna make of this

[Pixie]

Re: The Scarednshakins UE Diary

gaffa taping to me bosum or sticking it in me draws, nae sure what Mr SNS is gonna make of this

He'll enjoy finding where you've hidden it!

Brilliant news Mrs Scarednshakin

[CleverClogs (RIP)]

Re: The Scarednshakins UE Diary

That is what I think is a bit weird, Wescot knew it was in dispute as they were chasing it last year and now they are the new owners.

One can get some idea of Wescot's madness or methods that they should buy an account they already know to be NBG.

[scarednshakin]

Re: The Scarednshakins UE Diary

Morning, morning. Letter in today from Wescot about Lloyds Acc No 3.

I had sent them Account Sold letter and they have responded by sending me a copy of my agreement, very kind of them. Bit strange because Lloyds previously sent out a reconstituted version because they could not find my original signed agreement.

Wescot have sent out another reconstituted agreement but the address they have put on this is different to the one that was on the Lloyds version.

Just ignore and see what they send out next?? Cheers

[scarednshakin]

Re: The Scarednshakins UE Diary

Hi, just a quick update, been quiet, which we like

Letter in today from Iqor about Lloyds Acc No 2, Wescot have given up and passed it on. Will send out Account Sold and await a response.

Cheers guys n hope everyone has a good weekend

[scarednshakin]

Re: The Scarednshakins UE Diary

Morning , hope everyone had a good weekend.

Well not to be left out I got a Letter of Assignation in the post today for the above account. Letter was from BOS informing me that Wescot are now managing this account. Had heard nothing about this one since March 2011.

Have been reading other threads about this and am I right in thinking that I can send out Account Sold letter, only Wescot had this account back in March 2011 and have already had Accout Sold letter.

Thanks

Hi everyone

Well after receiving letter from BOS informing me that Westcot had the account I got a Notice of Assignment from Westcot a couple of day ago and today I got another letter from Wescot saying 'Despite a number of requests for payment, you have failed to agree and maintain an acceptable repayment plan on the above account. Therefore, this matter has been referred to our legal dept with a view to raising court action against you. It is in your best interest to settle this account prior to the commencement of legal proceedings and you should contact us on .......'

Wescot have had this one for about a year, until I got the Letter of Assignment I hadn't heard from them since March 2011, what do I send to them now????

Many thanks guys

[Deepie]

Re: The Scarednshakins UE Diary

Hi everyone

Well after receiving letter from BOS informing me that Westcot had the account I got a Notice of Assignment from Westcot a couple of day ago and today I got another letter from Wescot saying 'Despite a number of requests for payment, you have failed to agree and maintain an acceptable repayment plan on the above account. Therefore, this matter has been referred to our legal dept with a view to raising court action against you. It is in your best interest to settle this account prior to the commencement of legal proceedings and you should contact us on .......'

Wescot have had this one for about a year, until I got the Letter of Assignment I hadn't heard from them since March 2011, what do I send to them now????

Many thanks guys

I Would send this------> Threat by Creditor - Threat-o-Gram Letter Before Action