The Scarednshakins UE Diary

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Cheers Niddy, DD wants drums from Santa so I am asking for ear plugs - have a good time

She wants what?

I'd say santa died and get her a DSi - much quieter and also teaches kids about death


* only joking!

[scarednshakin]

Re: The Scarednshakins UE Diary

Cheers Niddy, DD wants drums from Santa so I am asking for ear plugs - have a good time

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Lloyds have now passed this onto Apex, will send out Account Sold Whilst in Dispute, hope that is right. Have a fab Christmas and New Year Niddy and sooo many thanks for all the help you have given us.

Hiya, yep that is correct - best of luck!

Happy Christmas to you and to Hubby...

[scarednshakin]

Re: The Scarednshakins UE Diary

[quote=Mrs Scarednshakin]

Lloyds Amex Credit Card £6,851.47 - defaulted. Lloyds Account No 3
Have had letter from Lloyds saying that they can't locate my CCA. It was passed to Robinson Way but has now been passed back to Lloyds.

:hello :hello Hi everyone, been sooooo quiet here, nothing in the mail for 2 weeks :yeah :yeah

Letter came in today from Lloyds about the above account, they are disappointed that the agents have not managed to come to a repayment arrangement with me and want full payment within 10 days (ay, will pay it out of my off-shore account )

If I don't pay they have suggested taking legal action, but if I am unable to pay please will I fill in the attached questionnaire - don't think so.

Do I write to them pointing out that a lack of CCA may be a slight problem in taking legal action or do I just ignore it?

Now I get to use the me smilies, cause Lloyds are such :beaker :bert :zoot :fozzie :kermit epe iggy dy cooter :teeth :bunsen


Hope you and family are all well Niddy and it's not too cold, it is a bit white up here just now and rather chilly.

Thanks as always and speak to you soon [/quote:1w78tyfs]


Lloyds have now passed this onto Apex, will send out Account Sold Whilst in Dispute, hope that is right.

Have a fab Christmas and New Year Niddy and sooo many thanks for all the help you have given us.

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

[scarednshakin]

Re: The Scarednshakins UE Diary

Thank you muchly letter done and am away to post it

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Hiya

Send this off now: ---> viewtopic.php?p=2319#p2319

It's annoying when they think they can ignore you - grrrr!!

[scarednshakin]

Re: The Scarednshakins UE Diary

[quote=Never-In-Doubt][quote="Mrs Scarednshakin":yia9y85z]Ok doke after sending out Niddy's response have now got a letter from Moorcroft about our Mint CC, so looks like Try-it-on have passed it to them. Letter says 'It is a legal requierment to send a notice of [b][u]intended litigation[/u][/b] before legal proceedings in the County Court are issued. We believe that this letter fulfils this rwequirement if it is not actually read by you'

If we do not contact them by 14th they 'may' issue a claim without further notice.

Do I send out 'Threat of Legal Action' letter? Thanks[/quote] Hiya, yes send this: ---> [url="http://forums.all-about-debt.co.uk/viewtopic.php?p=2318#p2318"]viewtopic.php?p=2318#p2318[/url][/quote:yia9y85z]

Morning everyone :hello hope it is not too cold where you are. It is freezing up here and very white, fed up with the snow now cause can't get to the shops to finish shopping.

Got a letter today from Moorcroft Pre-Court Division - scary they put that bit in red.

The letter is 'to prevent the possible action blah blah, send payment before 24/12' don't think so.

Then huge bit in caps and red type 'notice of possible litigation' Then usual if we do not contact them they may blah blah, also gives a breakdown of balance, court fees, solicitors fees etc :beaker :bert :zoot


Do I send out same letter again? Thanks Niddy hope you and yours are all well and ready from Christmas ;xm45

[scarednshakin]

Re: The Scarednshakins UE Diary

Thanks Niddy will resend letter tomorrow, if I can still find the Post Office in all this flippin snow, opened the front door last night to go to the shop and shut it again, not going out in that

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

[quote=Mrs Scarednshakin][quote="Never-In-Doubt":1eukhep5]

Next letter from Robbing Way, they have sent out an Appointment for Home Visit, if they can get through all this snow good on them Will send out Doorstep letter and await our next letter,.

Yep, just send that for now. [/quote:1eukhep5]


Response from Rob Way today, they would like us to set out simple and reasonable details of your dispute or query. They have put account on hold for 14 days so that we can do this

Do we send out anything or just leave?!?!?!

Cheers Niddy[/quote:1eukhep5] I'd be sending the original letter again, so whatever was originally sent (i.e. CCA Dispute template)...

[scarednshakin]

Re: The Scarednshakins UE Diary

[quote=Never-In-Doubt]

wrapping all your pressies for Mrs Niddy

hehe, she wrapped her own presents [/quote:xhr8q0i8]

Niddy that is sooooo naughty , you are supposed to buy her nice pressies and WRAP them too!

[scarednshakin]

Re: The Scarednshakins UE Diary

[quote=Never-In-Doubt][quote="Mrs Scarednshakin":2hisy9jt]Opening the next couple of letters, looks like Apex have given up and this has now been passed to Robinsons Way. Two letters from them today, one is a Security Message saying that recent actions on your account are giving cause for concernand I should call them - that will be a big NOOOO!!!

Second letter from them is a Formal Demand for Payment, we have 10 days to pay this account if not court action etc etc. Will send out Account Sold in Dispute letter, hope that is okay.

Cheers Niddy [/quote] Send this: ---> [url="http://forums.all-about-debt.co.uk/viewtopic.php?p=20203#p20203"]viewtopic.php?p=20203#p20203[/url]

gh[/quote:2hisy9jt]


Also got another lette fromRob Way about LLoyds CC, they have put account on hold until they have made the necessary enquiries will wait and see

[scarednshakin]

Re: The Scarednshakins UE Diary

[quote=Never-In-Doubt]

Next letter from Robbing Way, they have sent out an Appointment for Home Visit, if they can get through all this snow good on them Will send out Doorstep letter and await our next letter,.

Yep, just send that for now. [/quote:4zstf42u]


Response from Rob Way today, they would like us to set out simple and reasonable details of your dispute or query. They have put account on hold for 14 days so that we can do this

Do we send out anything or just leave?!?!?!

Cheers Niddy

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

wrapping all your pressies for Mrs Niddy

hehe, she wrapped her own presents

[scarednshakin]

Re: The Scarednshakins UE Diary

Cheers Niddy, will get it posted out on Monday. Hope you are having a good weekend and not too stressed wrapping all your pressies for Mrs Niddy