Re: sebaab's diary
we will see what transpires - interesting?
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Re: sebaab's diary
Originally posted by The Tech Clerk View Postoverdrafts do not have a CCA1974??? but letters of facility?
The OD CCA request does work. My OD is now SB going off the OD review date. I sent the CCA request in June 2011 and even got £50 compensation
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Re: sebaab's diary
early overdrafts do not have a CCA1974??? but letters of facility?Last edited by The Tech Clerk; 13 February 2017, 13:49.
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Re: sebaab's diary
Originally posted by sebaab View PostCCA request not sent yet
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Re: sebaab's diary
Originally posted by sebaab View PostDebt 7
Type: Credit Card (RBS)
Start Date: 2010
Balance: 1.2k
Last full Payment (min payment): Nov '12. Since then arrangement via DMP to Sept 2016
Paying by: arrangement
Status: default
Account Owner: Wescot Credit Services
Key:
sent
received
other information
Start of Diary:
11 Oct 2016 DMP direct debit cancelled. Payments stopped
24 Dec 2016 from Wescot Credit Services Ltd "contact us directly to discuss your situation"
10 Feb 2017 CCA request sent
CCA request sent yesterday to Wescot
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Originally posted by sebaab View PostDebt 8
Type: Credit Card (Natwest)
Start Date: 2010
Balance: 3k
Last full Payment (min payment): Nov '12. Since then arrangement via DMP to Sept 2016
Paying by: arrangement
Status: default
Account Owner: Wescot Credit Services
Key:
sent
received
other information
Start of Diary:
11 Oct 2016 DMP direct debit cancelled. Payments stopped
24 Dec 2016 from Wescot Credit Services Ltd "contact us directly to discuss your situation"
10 Feb 2017 CCA request sent
CCA request sent out yesterday to Wescot
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Re: sebaab's diary
Originally posted by sebaab View PostDebt 6
Type: Credit Card (Santander)
Start Date: 2006
Balance: 2.3k
Last full Payment (min payment): Nov '12. Since then arrangement via DMP to Sept 2016
Paying by: arrangement
Status: up to date
Account Owner: (Was SCL Collections) Now Santander
Key:
sent
received
other information
Start of Diary:
11 Oct 2016 DMP direct debit cancelled. Payments stopped
23 Dec 2106 from Santander "Notice of Sums in Arrears"
10 Jan 2017 from Santander "Please make a payment", "We may be charging you fees for missing payments"
23 Jan 2017 from Santander "Notice of Default Sums"
31 Jan 2017 from Santander "Please call us urgently"
7 Feb 2017 "We need you to repay the outstanding overdue amount", "if you don't you will need to pay the whole outstanding balance instead of just the arrears"
10 Feb 2017 CCA request sent
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Re: sebaab's diary
Originally posted by sebaab View PostDebt 5
Type: Credit Card (M&S)
Start Date: 2006
Balance: 2k
Last full Payment (min payment): Nov '12. Since then arrangement via DMP to Sept 2016
Paying by: arrangement
Status: default
Account Owner: M&S
Key:
sent
received
other information
Start of Diary:
11 Oct 2016 DMP direct debit cancelled. Payments stopped
4 December 2016 Received letter from M&S Credit Card "we've been trying to contact you" and "We can give you a 40% reduction if you pay us a full and final settlement amount
5 Jan 2017 from M&S "we've now asked Moorcroft Debt Recovery Ltd to take responsibility for your account"
8 Jan 2017 from Moorcroft "Your account has been passed to us. Please contact us to pay"
24 Jan 2017 from Moorcroft "We've been unable to make contact with you"
8 Feb 2017 from Moorcroft "Monthly installment offer. Please call if you wish to take advantage of the offer"
10 Feb 2017 CCA request sentLast edited by sebaab; 12 February 2017, 06:57.
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Re: sebaab's diary
Originally posted by sebaab View PostDebt 3
Type: Bank Overdraft (Natwest)
Start Date: 1991 (opened account)
Balance: 2.7k
Last full Payment (interest payment): Nov '12. Since then arrangement via DMP to Sept 2016
Paying by: arrangement
Status: default
Account Owner: Wescot Credit Services
Key:
sent
received
other information
Start of Diary:
11 Oct 2016 DMP direct debit cancelled. Payments stopped
24 Dec from Wescot "contact us directly to discuss your situation"
Last edited by sebaab; 11 February 2017, 21:01.
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Re: sebaab's diary
Originally posted by sebaab View PostDebt 1
Type: Credit Card (Barclaycard) (Formerly Egg Card)
Start Date: 1999
Balance: 4.5k
Last full Payment (min payment): Nov '12. Since then arrangement via DMP to Sept 2016
Paying by: arrangement
Status: up to date
Account Owner: Link Financial Outsourcing
Key:
sent
received
other information
Start of Diary:
11 Oct 2016 DMP direct debit cancelled. Payments stopped
21 Oct 2016 from Asset Link Capital "we have assigned Link Financial Outsourcing Ltd to service your account. Please continue with your regular payments"
10 Feb 2017 CCA request sent
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Re: sebaab's diary
Originally posted by Never-In-Doubt View PostNo, there is a different process for bank accounts -> http://forums.all-about-debt.co.uk/s...CA-Information
** do not send £1 as it is not required for bank accounts.
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Re: sebaab's diary
Originally posted by sebaab View PostForgive the stupid question. Does the CCA request cover a bank account overdraft? Thanks
** do not send £1 as it is not required for bank accounts.
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Re: sebaab's diary
Forgive the stupid question. Does the CCA request cover a bank account overdraft? Thanks
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Re: sebaab's diary
Originally posted by sebaab View PostDebt 4
Type: Credit Card
Start Date: 2008
Balance: 5.2k
Last full Payment (min payment): Nov '12. Since then arrangement via DMP to Sept 2016
Paying by: arrangement
Status: default
Account Owner: PRA Group UK
Key:
sent
received
other information
Start of Diary:
11 Oct 2016 DMP direct debit cancelled. Payments stopped
20 Jan 2017 from PRA Group "Your account is being managed by our investigations and Litigation Department to look at your outstanding debt for possible litigation recovery." "If we do not hear from you within 14 days we will move to the next stage"
8 Feb 2017 from PRA Group "This is a letter before claim as required by the Practice on Pre-Action Protocols, to give you notice of PRA Group's intention to issue court proceedings against you" Gives details of the "written agreement" that I entered into.
9 Feb 2017 CCA request sent to PRA Group
Sorry for the confusion. Original creditor was Barclayacrd
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