sebaab's diary

[Pixie]

Re: sebaab's diary

Love your avatar - used to love watching Citizen Smith.

[sebaab]

Re: sebaab's diary

Power to the people!

[sebaab]

Re: sebaab's diary

Not long then they will default it and hopefully sell it on to do the merrygoround of DCA's

My thoughts exactly Susie

[Susie]

Re: sebaab's diary

Not long then they will default it and hopefully sell it on to do the merrygoround of DCA's

[sebaab]

Re: sebaab's diary

Debt 6
Type: Credit Card (Santander)
Start Date: 2006
Balance: 2.3k
Last full Payment (min payment): Nov '12. Since then arrangement via DMP to Sept 2016
Paying by: not paying
Status: up to date
Account Owner: (Was SCL Collections) Now Santander
Key:
sent
received
other information

Start of Diary:
11 Oct 2016 DMP direct debit cancelled. Payments stopped
23 Dec 2106 from Santander "Notice of Sums in Arrears"
10 Jan 2017 from Santander "Please make a payment", "We may be charging you fees for missing payments"
23 Jan 2017 from Santander "Notice of Default Sums"
31 Jan 2017 from Santander "Please call us urgently"
7 Feb 2017 "We need you to repay the outstanding overdue amount", "if you don't you will need to pay the whole outstanding balance instead of just the arrears"
Feb 2017 CCA request sent to Santander
Feb 2017 Letter From Santander "As you have not made a payment to clear the arrears, we now need you to clear the full balance outstanding of £x,xxx. Please make a payment by ringing us on xxxxxxxx"
22 Feb 2017 Checked Royal Mail and CCA Request Letter hasn't been delivered yet (Posted 1st class signed for on 10th Feb)
24 Feb 2017 from Santander (in response to my CCA request) "please find enclosed a copy of your Credit Agreement, T&C's & Statement of Account" Niddy says
25 Feb 2017 from Santander Notice of default sums. Late payment charge and Interest on balance transfer added to debt

OK well I didn't have to wait long to see where this was going with Santander. They realise I'm not paying now so are starting to add charges and interest to the debt.

[nanna58]

Re: sebaab's diary

x

[sebaab]

Re: sebaab's diary

Sadly it's

primarily it's got a tick in the box and this easy to remedy due to lack of physical signature. Bummer.

Oh that's a pity. We will see what their next move is Thanks Niddy, we all appreciate you!

[Never-In-Doubt]

Re: sebaab's diary

Sadly it's

primarily it's got a tick in the box and this easy to remedy due to lack of physical signature. Bummer.

[sebaab]

Re: sebaab's diary

Received email 1 lol so that fixed it

Great. Next one is sending (2nd of 2)

[Never-In-Doubt]

Re: sebaab's diary

Received email 1 lol so that fixed it

[sebaab]

Re: sebaab's diary

That's my email. It must be too big. Split the email. For now just send the signed agreement page and original terms. I don't need 30+ pages if they've sent that. Just the main stuff for now.

Email must be too big hence rejecting your end. We don't have limits - we self host so it's unrestricted on AAD and I've removed limit thresholds for incoming mail so it must be too big your end. Try sending under 20mb.

OK will do. Thanks

[Never-In-Doubt]

Re: sebaab's diary

That's my email. It must be too big. Split the email. For now just send the signed agreement page and original terms. I don't need 30+ pages if they've sent that. Just the main stuff for now.

Email must be too big hence rejecting your end. We don't have limits - we self host so it's unrestricted on AAD and I've removed limit thresholds for incoming mail so it must be too big your end. Try sending under 20mb.

[sebaab]

Re: sebaab's diary

Thank you. Sending now

webmaster@all-about-debt.co.uk is not working for me

Message not delivered
There was a problem delivering your message to webmaster@all-about-debt.co.uk. See the technical details below.
The response from the remote server was:
554 5.2.3 MailPolicy violation Error delivering to mailboxes

[sebaab]

Re: sebaab's diary

So send to original creditor. However they are in breach but for now, get a request in. Best be safe than sorry.

I will. I welcome their incompetence

[sebaab]

Re: sebaab's diary

feel free

Thank you. Sending now