DMP / Unenforceable Debt

[Spider65]

I'm new here so please excuse any naivete or ignorance on my part. I'm looking for some advice and this forum seems to be the place to go.

I have 8 long-standing debts taken out before 2006. These equate to figures of between £12 to 2k. I have been paying these up until now by a DMP which I have now stopped as it was fee paying. I have ensured all available disposable income has been paid to these debts but by current reckoning it will still be another 12 years before they are cleared.

Given that I have stopped the fee paying DMP, I am expecting a barrage of mail.

I can set up payments myself and also have a small amount of unexpected funds available through a PPI windfall.

What should I do next? I am wondering about the validity of the debts and whether to start writing letters re the original agreements?

Thanks in advance.

[nanna58]

Re: DMP / Unenforceable Debt

Hi and welcome xx it's a great idea if you could start your own thread in diaries, listing each one separately with as much info as possible , as then our team can guide you on each one .You are in the right place so good luck x

That's unenforceable agreements section.

[Spider65]

Re: DMP / Unenforceable Debt

Hi and welcome xx it's a great idea if you could start your own thread in diaries, listing each one separately with as much info as possible , as then our team can guide you on each one .You are in the right place so good luck x

That's unenforceable agreements section.

Thanks v much and will do.

Regards

[IF]

Re: DMP / Unenforceable Debt

Welcome to AAD, I’ve moved your thread to the UE diary section, please do read here first --- > Unenforceability Diaries - Read me First!

Best wishes
IF