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  • Re: Capital One - Lowells

    That's good Marypoppins, at least you know exactly where you stand now. Only 15 days to go

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    • Re: Capital One - Lowells

      Good luck Marypoppins x
      Let your smile change the world but don't let the world change your smile


      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • Re: Capital One - Lowells

        Standard response from Lowell today.

        ''We have asked your original lender for a copy of the credit agreement together with statements''

        Muppets!

        7 days to SB, Lowell usually take another 30 days for the next letter which will probably say that the OC is taking a little longer than expected to produce the paperwork so all being well, I should be home and dry by then.

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        • Re: Capital One - Lowells

          Keeping my fingers crossed for you mp
          Let your smile change the world but don't let the world change your smile


          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • Re: Capital One - Lowells

            Everything crossed for you Mary

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            • Re: Capital One - Lowells

              Originally posted by marypoppins View Post
              7 days to SB, Lowell usually take another 30 days for the next letter which will probably say that the OC is taking a little longer than expected to produce the paperwork
              Even if they send something back by return of post you can always follow that up with a MPT letter which will keep them occupied until SB next week .

              Plan B x

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              • Re: Capital One - Lowells

                Fingers crossed for you, almost there. Chances of Lowells getting anything from CapOne in the next 7 days is very small, and you can still dispute it should they send you anything.......
                "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                The consumer is that sleeping giant.!!



                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                • Re: Capital One - Lowells

                  Good luck Mary x
                  if you do it today and you like it you can always do it again tomorrow


                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                  • Re: Capital One - Lowells

                    I have had a copy of my CCA, together with statements so someone actually looked at previous correspondence. It's the same as what they have sent in the past, which Niddy considers enforceable.

                    The best news is the last paragraph: - ''We have stopped collections activity for 30 days whilst we await your proposals for repayment''.

                    That takes it to 31st August .......................Statute barred 10th August!

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                    • Re: Capital One - Lowells

                      Originally posted by marypoppins View Post
                      I have had a copy of my CCA, together with statements so someone actually looked at previous correspondence. It's the same as what they have sent in the past, which Niddy considers enforceable.

                      The best news is the last paragraph: - ''We have stopped collections activity for 30 days whilst we await your proposals for repayment''.

                      That takes it to 31st August .......................Statute barred 10th August!

                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • Re: Capital One - Lowells

                        X
                        if you do it today and you like it you can always do it again tomorrow


                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                        • Re: Capital One - Lowells

                          Don't you just love it when a plan comes together?!

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                          • Re: Capital One - Lowells

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                            • Re: Capital One - Lowells

                              Originally posted by Undercover Elsa View Post
                              Don't you just love it when a plan comes together?!
                              Oh! that is my saying, 2 days to go for me as well.
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                              • Re: Capital One - Lowells

                                Yay! Fingers crossed TTC!

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