Patch's Diary

[patchouli]

Re: Patch's Diary

Yup.. I know PlanB.. she is awesome!!

Thanks fot the link

[cymruambyth]

Re: Patch's Diary

Here is a link to the housing section http://forums.all-about-debt.co.uk/f...bt-amp-Housing . It is one of the black tabs just below the search links tab. PlanB is our housing expert and can usually answer any questions.

[patchouli]

Re: Patch's Diary

ok scrub the last part.,.... apparently the deposit scheme return it to me not the agent so therefore can't be used as last months rent...

oh well.. borrow off Mummy time!

[patchouli]

Re: Patch's Diary

I can never find the private renting section... I are blind!

I need to ask if there is a standard end of tenancy letter on here (never rented via an agency before so not sure if I can do the usual "Please take this as our notice to vacate the property on x/x/xx " letter or if it is more complex.

Also... how naughty is it to not pay the last months rent and let them just keep the deposit? Or is that uber bad naughty when it comes to my new (private) landlord putting my deposit in the scheme? Never done it before but we are brassik and I could do with using the last months rent to put as a deposit on the new house.

[patchouli]

Re: Patch's Diary

But you have us in your corner - don't forget that

This is very true!! You've all been such a sanity keeping treasure for me over the last year or so... I was petrified of the debts.. now I'm just scared of them!

[SaltnVinegar]

Re: Patch's Diary

Don't forget you also have the RM post forwarding service which is good for up to 12 months so you can set this up, still get the mail to make sure nothing serious is being sent, but still choose to ignore those you want to.

As Niddy said, once you change things like driving license, utilities etc the CRA's will get updated. Lowells had my new address within 2 months when we moved, but some aren't so quick on the update. AMEX still send stuff to my old address 10 months later!

[Never-In-Doubt]

Re: Patch's Diary

I guess..... I'm such a scaredy cat!

But you have us in your corner - don't forget that

[patchouli]

Re: Patch's Diary

I guess..... I'm such a scaredy cat!

[Never-In-Doubt]

Re: Patch's Diary

Hiya

Whilst I'm prone to agree with hubby; you need to realise that if you've no assets who cares if you have a ccj? That said its not easy to hide now as DVLA etc all pass your details around.

No harm moving and seeing what happens - is there?

[patchouli]

Re: Patch's Diary

urghhhhh..... Haven't been on as I am so stressed I am about to crack..

Landlords of 7 years have decided to get the house valued ready to sell up. So we have been frantically trying to find a house to move in to as I can not live with the will they / wont they sell yet scenario.

QUESTION:
What do I do about the hounds? Do I send forwarding address to them all or let them find us?

Hubby said just leave them but I am worried they will serve whatsits on us eventually if I am not getting warning via their letters of what they are doing... so far they are all sending letters saying "Despite us contacting...... easy ways to pay.... or we may take this further"

Hoping to be moved in to new house on June 1st ... so looking forward to being able to sleep without stressing! I was awake from 2:30am today worrying about stuff that really didn't need to be worried about at that time!

[SaltnVinegar]

Re: Patch's Diary

Naww!!!! Thank you for asking..... Started a new job, I stab people! so when I get home I am rushing about doing wifey/mum stuff.

I have got a few letters... mainly prodding and begging ones so will gather some time to update this thread.

Just got home though so it's kit off, G&T in hand and dinner to start cooking!

:-)

Good news - long may it continue! (The lack of letters, the G&T, but perhaps not the stabbing )

[patchouli]

Re: Patch's Diary

Hi there

All quiet on the western front? Any news?

Best
SnV

Naww!!!! Thank you for asking..... Started a new job, I stab people! so when I get home I am rushing about doing wifey/mum stuff.

I have got a few letters... mainly prodding and begging ones so will gather some time to update this thread.

Just got home though so it's kit off, G&T in hand and dinner to start cooking!

:-)

[SaltnVinegar]

Re: Patch's Diary

Hi there

All quiet on the western front? Any news?

Best
SnV

[patchouli]

Re: Patch's Diary

Thank you NW xx

[nightwatch]

Re: Patch's Diary

1st December letter suddenly arrives from LINK outsourcing..?? "Statement of account" ... ignore?

you can ignore this one , they are supposed to send you a statement of your account every year.