Sainsburys - Arrow - Wilkin Chapman

[Undercover Elsa]

Re: Sainsburys - Restons

I bet that felt goood!

[marypoppins]

Re: Sainsburys - Restons

Laptop battery now charged

Nothing to update at the moment, they don't appear to be very persistent.

[marypoppins]

Re: Sainsburys - Restons

Another four months on and nothing from Restons

However, I received a letter yesterday from Arrow, notification of account transfer to a new agency.

Management of the account has been transferred to Wilkin Chapman LLP and I should direct all queries, correspondence and payments to them.

I've never heard of them and to be honest I'm not sure how to search on the forum for any threads mentioning them so some help would be greatly appreciated.

TIA

[SXGuy]

Re: Sainsburys - Restons

Here you go, search link made for you Willkin Chapman LLP but for future reference, its at the very top left corner of the site, above the AAD logo

[marypoppins]

Re: Sainsburys - Restons

Here you go, search link made for you Willkin Chapman LLP but for future reference, its at the very top left corner of the site, above the AAD logo

Thanks SXGuy, I don't know how I've missed that!

Off to Specsavers tomorrow.

[Never-In-Doubt]

Re: Sainsburys - Restons

Here you go, search link made for you Willkin Chapman LLP but for future reference, its at the very top left corner of the site, above the AAD logo

You cannot store a search result like that as they're produced using a session ID (cookie based) so unless you use one of the pre-set search terms (Search Links (in the drop down link at top of page)) then search results & queries change upon cookie history & forum sessions. If anyone clicks the link in this quote it'll be a dead link/no results found.

Basically, to best utilise search just type what you want in the search box using a plus sign to search all words as one (Wilkin+Chapman+LLP (1 search phrase) as opposed to individual words (ie Wilkin. Chapman. LLP (3 search terms)).

[marypoppins]

Re: Sainsburys - Restons

Hmmm I haven't a clue what you mean in 'tech speak' Niddy but I did wonder why it wouldn't work.

Now I've found the search option, there'll be no stopping me!

Although, they don't seem to be known much on here as only 3 threads that I can find, two of which are Charlies!

[cymruambyth]

Re: Sainsburys - Restons

Hi MP, just keep an eye on them as they have issued a claim against Charlie.

[marypoppins]

Re: Sainsburys - Restons

Hi MP, just keep an eye on them as they have issued a claim against Charlie.

Hi cymruambyth, I did have a read through Charlies thread last night.

It's difficult to know what to do for the best, Niddy looked at the paperwork I had from Sainsburys and it's possible that it may be enforceable, although this was in 2009 so what they would produce now if I do another s78 request could be interesting.

There's been long periods when I've heard nothing. Aug 13 it was with ARC, then May 14 it went to Restons which really panicked me because I am aware that they can be pretty aggressive! It was discussed on here and we were all of the opinion to wait and see what Restons next move was, but I heard nothing from them.

I have often wondered whether to respond with an s78 request or leave until anything further is received which gives cause for concern, however Charlie ignored their letters resulting in the claim being issued.

The only other thread I can find is Greymatter's and it seems that letter tennis is being working very well at delaying tactics!

Playing letter tennis will keep the file at the top of their pile, if you get what I mean, but maybe that's the way to go with this one?

This CC doesn't become SB until 2016 and is the largest balance I have so there's still a way to go.

[marypoppins]

Re: Sainsburys - Restons

I'll await communication from Wilkin Chapman and respond accordingly.

[Never-In-Doubt]

Re: Sainsburys - Restons

I'd send a new cca request. Why not; let's see what they would produce upon a claim being served - best be safe than sorry.

Send asap.

[marypoppins]

Re: Sainsburys - Restons

Done and ready for posting tomorrow.

Thanks Niddy, will update in due course.

[marypoppins]

Re: Sainsburys - Restons

As anticipated, letter from Wilkin Chapman received today (sent 2nd class), he usual you have failed to pay or agree a repayment plan etc.

They would like to reach an agreement in order to avoid legal proceedings (there's a sheet attached giving their bank details and also 'independent advice organisations', National debtline, CCCS,, CAB and Community legal advice).

If we are unable to agree a repayment plan within 14 days of the date of this letter (24/9), we have been instructed to issue Court Proceedings without further notice etc.

So, I guess another cca request to them, together with the LBA letter.

[PlanB]

Re: Sainsburys - Restons

As anticipated, letter from Wilkin Chapman received today (sent 2nd class)

. . . . So, I guess another cca request to them, together with the LBA letter.

If we are unable to agree a repayment plan within 14 days of the date of this letter (24/9), we have been instructed to issue Court Proceedings without further notice.

According to post # 42 on this thread you already sent the CCA request on 23rd Sept (i.e. last Tuesday) as Niddy suggested.

I'd send a new cca request. . . .

Send asap.

Done and ready for posting tomorrow.

Could it have crossed in the post with their letter dated 24th September?

[marypoppins]

Re: Sainsburys - Restons

Hi PlanB,

See post 33, I sent the first CCA request to Arrow, so that I was prepared for any communication from Wilkin Chapman.

Sorry for the confusion.