Bluemonday 3 Unenforceability Diary

[Bluemonday3]

I do hope so.. never know what they will try next as they have passed on and then brought back the accounts they have of mine!

[Warwick65]

In the old days I would have been sending a harassment letter. I think if it continues I would do that. I assume you have a record of dates and times if these texts etc. Remember it is how it feels to you and that can change over time. I would quite welcome a nasty letter from Cabot right now so I could fire both barrels at them as all my debts are well and truly SB

[Bluemonday3]

To be honest I can cope with the emails / texts & letters as I choose to ignore them. I have had the occasional voicemail left when oddly I have never actually had a call !
I am just not sure if they plan to escalate any possible action, which obviously I will have to deal with it as it happens. I am coming up to 3 years of no contact with them so I want to continue.

[Joanna Connolly Solicitors]

Cabot have sent a text to say that they have been trying to contact me on my mobile for 22 days and this will not stop until I contact them!

What exactly did Cabot’s text message say and which debt is this for so I can see the history before making any suggestion on how to manage the situation (my apologies for not reading back through your thread).

Di

[Bluemonday3]

I have been receiving a couple of letters per week now which vary from saying, 'set a plan that works for you' to 'we need your attention, it's not too late to get back on track' the latter explains that if I do not contact them, their attempts to contact me will increase.
These letters relate to EGG CREDIT CARD BALANCE £210.10 & OPUS CREDIT CARD BALANCE £718.40.
I will update the individual creditor entries.

[Bluemonday3]

Cabot text vary from you can manage your account on line to 'Cabot have been trying to contact you for 22 days and we will not sop until we hear from you!'

[The Tech Clerk]

Usual childish correspondence

[Bluemonday3]

To be honest they go from being almost threatening to almost nice, good cop bad cop attitude. One minute they are going to take further action and the next they would like to help me pay them!

[Timewilltell]

Just let them waste their time and money. Keep filing and ignoring for now.

[Bluemonday3]

Thank you for the support & advice as always. I just wondered if there was any debt they are more likely to pursue than others in terms of value or do they chase all debts the same. My naive brain wonders if they are less likely to pursue the smaller debt than the larger one but like I say I am pretty green when it comes to this!

[The Tech Clerk]

nobody can predict their moves as nothing consistent generally

[Bluemonday3]

No worries, I just wondered if they had some kind of pattern to their actions

[Timewilltell]

You will never know what they’ll pursue mainly because they don’t know themselves. What they do is treat every debt the same, by this I mean they send the same template letters!

[Bluemonday3]

I don't think they will stop anytime soon, while ever the computer keeps spitting them out!

[Joanna Connolly Solicitors]

Cabot text vary from . . . . to 'Cabot have been trying to contact you for 22 days and we will not stop until we hear from you!'

That does sound a bit menacing.

Save those texts just in case.

Di