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Meepatme Diary - Start of the long path

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  • They have two HSBC accounts one a loan and another a current account. I had my first letter from Mortimer Clarke for one of the accounts. Asking for me to get in-touch in 30 days. I assume they be sending the same letter for the other account also. I assume therefore in 30-60 days they may raise papers for court action. We will see. Could well be another case coming your way Di therefore after.

    R

    Comment


    • Originally posted by Meepatme View Post
      They have two HSBC accounts one a loan and another a current account. I had my first letter from Mortimer Clarke for one of the accounts. Asking for me to get in-touch in 30 days. I assume they be sending the same letter for the other account also. I assume therefore in 30-60 days they may raise papers for court action. We will see. Could well be another case coming your way Di therefore after.

      Was that letter from Mortimer Clarke a formal Letter of Claim? If so email it to me.

      Was it for the HSBC loan or current account overdraft?

      Your previous claim from Hoist was won, so let's get the paperwork for these debts together now in case Cabot Financial (UK) Ltd decide to issue on these ones.

      Di

      Comment


      • Hi Di,

        No formal court paperwork yet. Its against the current account, but they do have the current and loan. The letters at this stage are contact us within 30 days.

        So I guess 6 weeks before they issue a court claim if they are going that far.

        R

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        • Just updating record for 2021 belated 2021 guys.

          From 42k debts now sitting at around 10k on the books open for 2 HSBC debts both with Mortimer Clarke one pending actions waiting for another win .

          Hoping to end this journey in 2021 .

          Best tips change your mobile number if they have your mobile. For my LandLine SkyShield blocked all of that lovely calls. Hold out, 3 official years for my golden 6 years.

          Hold the faith

          R

          Comment


          • Originally posted by Meepatme View Post
            Just updating record for 2021 belated 2021 guys.

            From 42k debts now sitting at around 10k on the books open for 2 HSBC debts both with Mortimer Clarke one pending actions waiting for another win .

            Hoping to end this journey in 2021 .

            Hold out, 3 official years for my golden 6 years.

            You've reached the halfway mark for the debts to become Statute Barred, but you may not have to wait another three years to be free of this situation if everything goes according to plan

            (I've read through your recent post updates at the start of this thread.)

            Di

            Comment


            • Indeed last two with Mortimer Clarke. I suspect the active one in claims will be defeated, then there dare not take the other to court i suspect.

              R

              Comment


              • Mortimer Clarke discontinued court proceeding after what seems like 6 months. Well done to Jo/Di/Colin and the team once again. 42k Debts pretty much now 0. Have to sit tight for 2 years for Statute Barred but jobs pretty much done .

                Comment


                • Don't let the bad guys win

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                  • well done to all the team xx
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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                    • Originally posted by Meepatme View Post
                      Mortimer Clarke discontinued court proceeding after what seems like 6 months. Well done to Jo/Di/Colin and the team once again.

                      You're welcome

                      I see it as a privilege to be able to help people in debt through no fault of their own.

                      You won and Cabot lost - a Discontinuance is a *WIN* in my book.

                      Di

                      Comment


                      • Hi Meepatme,

                        No problem, it was a pleasure working with you and a great result. Thanks for instructing Joanna Connolly Solicitors.

                        Kind regards,
                        Legal Disclaimer

                        I am a Litigation Executive at
                        Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at colin@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. Our initial advice is always free.

                        Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

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