-
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk -
Re: Snowy's Diary
* The reason we say stop all payments is so the lender knows you are serious. Also, on any non-defaulted accounts it allows the lender to default you. Sending for CCA's is the best way forward here, notice the bank account version is different to the others and works differently as well.
The PDL - ignore them for now, do not pay them a penny and ignore them. We can come back to this later.
Anything else, give us a shout
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Snowy's Diary
Obviously any CCJ's must continue to be paid. If you are on a formal DMP then stop it ONLY after getting the bank details so you can set up a standing order yourself without a break in payments.
The bank accounts use this type of CCA ---> Overdrafts - CCA Information - allaboutFORUMS
Hope the above helps, I have went through it and updated posts where I missed the amount of CCJ's you've gotten
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Snowy's Diary
Thanks Never In doubt for your useful info......Will let you know how i get on
Just a quick niggle really. If some of the recent accounts have defaulted already - if i cease payments, wont this result in a CCJ?Last edited by snowy; 20 August 2012, 19:32.Comment
-
Re: Snowy's Diary
Nope, we won't let it get that far - but you do need to keep us updated all the way - no delaysOriginally posted by snowy View Post
Get the CCA sent off, that's the first thing. Even though they are new, they are smallish balances so don't worry. You'll be fine....
Any questions, fire away - ask anything, but whatever you do make sure you're 100% happy with the UE path before pursuing it
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Snowy's Diary
Cheers will do - When i send statutory payment of £1 - do i just send a postal order or £1 coin?Comment
-
Re: Snowy's Diary
No cash!! Postal order only
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Snowy's Diary
Postal Order, write on the back For CCA1974 purposes onlyOriginally posted by snowy View PostI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
-
Re: Snowy's Diary
Does no harm; Although no need as the template clearly spells that out to the creditor mateOriginally posted by GANGSHIELD View Post
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Snowy's Diary
OK all done. Letters written and just waiting to pop in post tomorrow along with postal orders. DMP cancelled along with others you have suggested. Will let you know what comes back. Thanks such alot for the help with this.Comment
-
Re: Snowy's Diary
Hi, don't be surprised if for some you get nothing back or it takes a while. Also if you get letters saying you have stopped paying we are sending you to hell etc do not panic just come back here and ask. Finally they may start phoning you. Just say please contact me in writing. Do not even do security with them. All in all don't panic or worry. Do as i say not as i doComment
-
Re: Snowy's Diary
Nice one. Keep us updated now yea?
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Snowy's Diary
Will do
Comment
-
Re: Snowy's Diary
All CCA's now posted with postal orders. Got some wallets and box files ready for the deluge of post that's gonna hit the mat shortly. Prepared !!
Forgot to say that I contacted MCS regarding OLD DEBT 6. Old CCJ which I am paying at £10 per month and current Balance is £3403.
They wanted £2000 for f+f. Then they offered £1500. I said I could afford half of that and they will accept £750.
Told them to put in writing first before I finally pay up.Last edited by snowy; 22 August 2012, 17:47.Comment
-
Re: Snowy's Diary
Im now in the process of sending off CCA's using the templates supplied to try and recover penalty charges and fees applied to my credit cards.
How far can i claim back on?
ThanksLast edited by snowy; 23 August 2012, 18:03.Comment
- Hi & Welcome to the AAD Consumer Forum
We're a FREE consumer debt and legal forum offering help, support and debate in many areas of day-to-day life. You will need to Register a Free Account before you can join in with the discussion and contribute with your own posts. Remember to also check out the FAQ's so you can get to grips with how the forum works ready to start posting your new topics. Read about the new GDPR 2018 Rules and how it affects you as a member of AAD.
Tweet
Comment