1st Credit Threat

[Batman]

Re: 1st Credit Threat | HBOS Mass Assignment

M1 thanks - I shall wait to see agreement between you two guys on this one before I send the letter as I cannot afford to screw up OK...


Post office will have to wait..lol

[Batman]

Re: 1st Credit Threat | HBOS Mass Assignment

Maybe a minor issue just now but a wanna get the damn thing posted ...ha ha

[Never-In-Doubt]

Re: 1st Credit Threat | HBOS Mass Assignment

please see attached an additional copy of my lawful s.78 request. Sending statements is only one part of the request, until such time you fully comply by sending the agreement and associated terms this account is unenforceable and the provisions with s.78 will therefore apply.

The above is fine to go.

That is the way we word it if utilising the s.78 argument (or provisions within) which is where M1 is going....

[Batman]

Re: 1st Credit Threat | HBOS Mass Assignment

Fantastic - that'll do me just fine mate thanks....now I can walk the dog..lol

[pompeyfaith]

Re: 1st Credit Threat | HBOS Mass Assignment

Fantastic - that'll do me just fine mate thanks....now I can walk the dog..lol

Which is far more important

[Batman]

Re: 1st Credit Threat | HBOS Mass Assignment

Oh yes - quite true - I have tried to get the dog interested in the accounts, but he's much more impressed with sniffing lamp posts etc..

[lookingforward]

Re: 1st Credit Threat | HBOS Mass Assignment

Oh yes - quite true - I have tried to get the dog interested in the accounts, but he's much more impressed with sniffing lamp posts etc..

[Batman]

Re: 1st Credit Threat | HBOS Mass Assignment

OK folks - they are back ....

I just had an email stating................

“We have recently sent you a letter regarding account reference 90xxxxx. Please contact us on 01737 235221 at your earliest convenience to discuss the matter. Alternatively please reply to this email.

Regards
1st Credit Ltd.

Please note that payments to 1st Credit can now be made quickly, securely and easily online. Just visithttp://payments.1stcreditltd.co.uk/

[cardiac arrest]

Re: 1st Credit Threat | HBOS Mass Assignment

You should be teaching that dog to sniff out and pee on the legs of DCA employees....

[vint1954]

Re: 1st Credit Threat | HBOS Mass Assignment

OK folks - they are back ....

I just had an email stating................

“We have recently sent you a letter regarding account reference 90xxxxx. Please contact us on 01737 235221 at your earliest convenience to discuss the matter. Alternatively please reply to this email.

Regards
1st Credit Ltd.

Please note that payments to 1st Credit can now be made quickly, securely and easily online. Just visithttp://payments.1stcreditltd.co.uk/

How long did they leave you alone Batman

[Batman]

Re: 1st Credit Threat | HBOS Mass Assignment

How long did they leave you alone Batman

Hi Vint

OK - letter of Assignment was 15 August 2012

24 August 2012 - they threatened County Court proceeding if the debt was not paid.

CCA request was sent to them on 28 August, which they received on 29/08/12.

I received a letter dated 30 August 2012 off 1st Credit’s Gavin Flynn advising they would request an agreement etc off HBOS. Account on hold.

And today they came back…

[Never-In-Doubt]

Re: 1st Credit Threat | HBOS Mass Assignment

OK folks - they are back ....

I just had an email stating................

“We have recently sent you a letter regarding account reference 90xxxxx. Please contact us on 01737 235221 at your earliest convenience to discuss the matter. Alternatively please reply to this email.

Regards
1st Credit Ltd.

Please note that payments to 1st Credit can now be made quickly, securely and easily online. Just visithttp://payments.1stcreditltd.co.uk/

Ermmm but as you know, I am already on the case and will have that email address removed by the end of the week

[Batman]

Re: 1st Credit Threat | HBOS Mass Assignment

yes - absolutely mate - all good stuff...I never mentioned that just in case you wanted to keep it low key for some reason and was just sparking off the new 1st Credit correspondence herein today in case anyone has received similar.....OK?

[AhhWell]

Re: 1st Credit Threat | HBOS Mass Assignment

Went awfully quiet with these guys chasing my partner since I sent a CCA off.

However last week they sent a silly piece of paper with a statement on, which is filed and ignored.

Other than that peace and quiet.

[Fred Bassett]

Re: 1st Credit Threat | HBOS Mass Assignment

1st Cred finally responded to my CCA request with this:



It's another copy of what has already been declared UE by Niddy. I'm convinced there are other thing wrong as well but they don't matter for now.

What's the best reply to this one?

Cheers.

Regards.

Fred