1st Credit Threat

[Never-In-Doubt]

Re: 1st Credit Threat | HBOS Mass Assignment

I hope you didnt print those off !! safe the forest and all that

You know what his emails are like then?

[Batman]

Re: 1st Credit Threat | HBOS Mass Assignment

Oh I see charming, ganging up on me now then is it.....LOL ;-)

PS - I have now received the response off Reigate saying they are asking the OC for an agreement, etc.... this should be fun as I have been doing the very same thing for yonks after dealing with a shed full of lovely DCAs too in the process...all we got was an application form that did not have the pref account number on it..


'501'....lol

Right, back to laying flags in a driveway now...all fun...

[Meerkat Mob]

Re: 1st Credit Threat | HBOS Mass Assignment

You know what his emails are like then?

I invested in an independant 2gb hard drive to store them on!


love ya Batman xx

[Batman]

Re: 1st Credit Threat | HBOS Mass Assignment

LOL - cracking me up you two monkeys - I am really that bad....No, No, don't answer that one ...!!!!

;-)

xx

[The Tech Clerk]

Re: 1st Credit Threat | HBOS Mass Assignment

I invested in an independant 2gb hard drive to store them on!


love ya Batman xx

Wish I had a external drive - put the O.Hs car on it.


oopppsssss wrong Drive.

[Never-In-Doubt]

Re: 1st Credit Threat | HBOS Mass Assignment

LOL - cracking me up you two monkeys - I am really that bad....No, No, don't answer that one ...!!!!

;-)

xx

Ermmm, it was a case of 'send me what you did then...' and I got over 20,000 pages kinda thing.

Yea, it is that bad

[Batman]

Re: 1st Credit Threat | HBOS Mass Assignment

'20,000 pages' - yeah man - but that was just the intro.........lol

[kilasuit]

Re: 1st Credit Threat | HBOS Mass Assignment

I invested in an independant 2gb hard drive to store them on!


love ya Batman xx

or was it one of these

http://www.amazon.co.uk/dp/B007IYVTW...SIN=B007IYVTW4

lol?

[Never-In-Doubt]

Re: 1st Credit Threat | HBOS Mass Assignment

I just want to edit post 1/2/3 to get the facts 100% spot on if you could help please? The main query is the s.78 arena - can the creditor (yes or no) take action for BR proceedings if there is a s.78 fault or s.78 request outstanding or is s.78 protection exempt from BR proceedings?

Thanks mate

Paul - any idea's please mate?

Also been asked the same question here ---> allaboutFORUMS

[vint1954]

Re: 1st Credit Threat | HBOS Mass Assignment

I think they could issue proceedings, but s78 would probably be part of your defence as under dispute.

SD is only where the debt has no clear disputes, which by their nature, most sold debts would have.

[PlanB]

Re: 1st Credit Threat | HBOS Mass Assignment

I had a SD set aside voluntarily by a DCA (for MBNA) when they were faced with the Hammond vs Pro Fit argument (thanks to Paul). They reluctantly accepted that there were "triable issues" with the s.78 response documents which should be dealt with by a county court and not BR. Having withdrawn the SD it was open to them to issue proceedings in the county court but they never did, and that was one year ago this week. Long may that last

If anyone wants to enjoy seeing PlanB fall apart under pressure from a SD you can read the thread.It was probably the worst eleven days of my life It's also a prime example of Team Niddy in action

http://forums.all-about-debt.co.uk/s...ead.php?t=2886

[Spent2much]

Re: 1st Credit Threat | HBOS Mass Assignment

I had a SD set aside voluntarily by a DCA (for MBNA) when they were faced with the Hammond vs Pro Fit argument (thanks to Paul). They reluctantly accepted that there were "triable issues" with the s.78 response documents which should be dealt with by a county court and not BR. Having withdrawn the SD it was open to them to issue proceedings in the county court but they never did, and that was one year ago this week. Long may that last

If anyone wants to enjoy seeing PlanB fall apart under pressure from a SD you can read the thread.It was probably the worst eleven days of my life It's also a prime example of Team Niddy in action

http://forums.all-about-debt.co.uk/s...ead.php?t=2886

can't read it , it needs a password and won't accept mine

[helmsman]

Re: 1st Credit Threat | HBOS Mass Assignment

can't read it , it needs a password and won't accept mine

Me neither

[Deepie]

Re: 1st Credit Threat | HBOS Mass Assignment

I had a SD set aside voluntarily by a DCA (for MBNA) when they were faced with the Hammond vs Pro Fit argument (thanks to Paul). They reluctantly accepted that there were "triable issues" with the s.78 response documents which should be dealt with by a county court and not BR. Having withdrawn the SD it was open to them to issue proceedings in the county court but they never did, and that was one year ago this week. Long may that last

If anyone wants to enjoy seeing PlanB fall apart under pressure from a SD you can read the thread.It was probably the worst eleven days of my life It's also a prime example of Team Niddy in action

http://forums.all-about-debt.co.uk/s...ead.php?t=2886

can't read it , it needs a password and won't accept mine

Me neither

I can.................

[Spent2much]

Re: 1st Credit Threat | HBOS Mass Assignment

Me neither

is it in the private section with a unique password maybe ?