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Good morning all 
My mum has had a Capital One CC since around 1999. Started off with a £200 credit limit, which is now £2500, despite never agreeing/asking for an increase, they just sent her new cards as and when they felt like it stating "your credit limit has been increased"
I wasnt sure if this was now UB as she's never received new terms and conditions?
Also;
My mum and dad had PPI on their mortgage, and when she was made redundant she was refused a payout because she wasn't the main holder of the policy. (My dad had left by this point, and he was quite elusive, even a private investigator couldn't find him)
She was also miss-sold this policy because she wasnt told that when she first took it out. (This would have been 1995/6)
Any help would be greately appreciated, as I know you guys are awesome, I'm sure you can
Thanks!
My mum has had a Capital One CC since around 1999. Started off with a £200 credit limit, which is now £2500, despite never agreeing/asking for an increase, they just sent her new cards as and when they felt like it stating "your credit limit has been increased"
I wasnt sure if this was now UB as she's never received new terms and conditions?
Also;
My mum and dad had PPI on their mortgage, and when she was made redundant she was refused a payout because she wasn't the main holder of the policy. (My dad had left by this point, and he was quite elusive, even a private investigator couldn't find him)
She was also miss-sold this policy because she wasnt told that when she first took it out. (This would have been 1995/6)
Any help would be greately appreciated, as I know you guys are awesome, I'm sure you can
Thanks!
