HELP! disabled with so much debt

[joshing]

Re: HELP! disabled with so much debt

nothing wrong with blagging it, been blagging some for up and coming 4 years...........................

How do I do that then?

[MrsD]

Re: HELP! disabled with so much debt

BooHoo!! Niddy says enforcible, just as I thought though, seems lloyds do some things right. Well il just have to try & find a way to pay it, come to some agreement I suppose. Is there a template for ok its enforcible but you can have a £1 a month. lol

nothing wrong with blagging it, been blagging some for up and coming 4 years...........................

[joshing]

Re: HELP! disabled with so much debt

Hi Joshing
I'd wait until almost 23rd June then write back and say their client is mistaken. You did not request the agreement until April and you've received no documents, therefore your request is still outstanding. Send them a copy of proof of receipt if you have it.

Well received copies of something they reckon they sent but didnt! no signatures or date, sending to Niddy for advice again.

[joshing]

Re: HELP! disabled with so much debt

So this morning I have finally after months of waiting and being transfered from one debt collection company to the next, received a cca from Lloyds for a credit card I had opened back in 2006. Scanning and sending to |Niddy to be checked but I fear that this is all in order

BooHoo!! Niddy says enforcible, just as I thought though, seems lloyds do some things right. Well il just have to try & find a way to pay it, come to some agreement I suppose. Is there a template for ok its enforcible but you can have a £1 a month. lol

[joshing]

Re: HELP! disabled with so much debt

mailto:webmaster@all-about-debt.co.uk. Use this one

Thank you

[cymruambyth]

Re: HELP! disabled with so much debt

mailto:webmaster@all-about-debt.co.uk. Use this one

[joshing]

Re: HELP! disabled with so much debt

If there's anything wrong with it Niddy will find it. Fingers crossed xxx

What his email again please.?

[Undercover Elsa]

Re: HELP! disabled with so much debt

If there's anything wrong with it Niddy will find it. Fingers crossed xxx

[joshing]

Re: HELP! disabled with so much debt

Has Niddy got a different email address to send to? having problems sending it through

[joshing]

Re: HELP! disabled with so much debt

So this morning I have finally after months of waiting and being transfered from one debt collection company to the next, received a cca from Lloyds for a credit card I had opened back in 2006. Scanning and sending to |Niddy to be checked but I fear that this is all in order

[joshing]

Re: HELP! disabled with so much debt

Thank you Elsa I will.

[Undercover Elsa]

Re: HELP! disabled with so much debt

Hi Joshing
I'd wait until almost 23rd June then write back and say their client is mistaken. You did not request the agreement until April and you've received no documents, therefore your request is still outstanding. Send them a copy of proof of receipt if you have it.

[joshing]

Re: HELP! disabled with so much debt

Received this morning... saying iv received cca which I havent... back in feb... only asked for it in april..... can someone suggest a suitable rep

[Undercover Elsa]

Re: HELP! disabled with so much debt

Yay! Great result Joshing
Doubt you'll ever hear from them again. Just file it safely and wait for it to become Statute Barred.

Elsa x

[cymruambyth]

Re: HELP! disabled with so much debt

I would say congratulations and keep the letter very safe just in case anyone else crawls out!