HELP! disabled with so much debt

[joshing]

Re: HELP! disabled with so much debt

I sent off for a cca to a catalogue this is what I got back. Notice it has no name, no signature and also it says it is a legal requirement to send a signed copy back!!! well have they got one or would they have sent it instead of this. have they fulfilled their legal requirement?????

[Undercover Elsa]

Re: HELP! disabled with so much debt

Yey, result!

[joshing]

Re: HELP! disabled with so much debt

Many thanks Elsa printed and will post tomorrow.

This is their reply!!! peace for a little while longer from this one. Lets see if anything turn up from vanquis

[joshing]

Re: HELP! disabled with so much debt

Ahhh, my bad, I'm with you now.
Thought that was a recent letter. Should have gone to
You could send the telephone harassment template here: http://www.all-about-debt.co.uk/inde...t-by-telephone
replacing the first sentence with:
I am most concerned that you have resumed harassing me by telephone when you must be aware that this account remains in dispute due to the continued failure of Vanquis to comply with my CCA Request.
Please put this account back on hold until they have complied, after which all correspondence must be in writing only.

Elsa x

Many thanks Elsa printed and will post tomorrow.

[Undercover Elsa]

Re: HELP! disabled with so much debt

Ahhh, my bad, I'm with you now.
Thought that was a recent letter. Should have gone to
You could send the telephone harassment template here: http://www.all-about-debt.co.uk/inde...t-by-telephone
replacing the first sentence with:
I am most concerned that you have resumed harassing me by telephone when you must be aware that this account remains in dispute due to the continued failure of Vanquis to comply with my CCA Request.
Please put this account back on hold until they have complied, after which all correspondence must be in writing only.

Elsa x

[joshing]

Re: HELP! disabled with so much debt

They shouldn't ring now that they say it's on hold though

They have started again because the letter was sent back in may. Obviously they don't realize that vanquis has NOT sent the cca

[Undercover Elsa]

Re: HELP! disabled with so much debt

They shouldn't ring now that they say it's on hold though

[IF]

Re: HELP! disabled with so much debt

But that means Id have to contact them.

Yea, true

[Never-In-Doubt]

Re: HELP! disabled with so much debt

But that means Id have to contact them.

Yea, true

[joshing]

Re: HELP! disabled with so much debt

Change your number to one of ours --> http://forums.all-about-debt.co.uk/s...r-Phone-Number

But that means Id have to contact them.

[Never-In-Doubt]

Re: HELP! disabled with so much debt

Its amazing how many times they call and leave a message! how much money do they waste on phone calls. Its a shame as I was at long last able to answer my phone again. lol

Change your number to one of ours --> http://forums.all-about-debt.co.uk/s...r-Phone-Number

[joshing]

Re: HELP! disabled with so much debt

Its amazing how many times they call and leave a message! how much money do they waste on phone calls. Its a shame as I was at long last able to answer my phone again. lol

[Undercover Elsa]

Re: HELP! disabled with so much debt

Idiots. They should hold action until the CCA Request is fulfilled, however long it takes, never mind 30 days.
Just ignore the clots, and if they pester you again after 30 days and the CCA still isn't forthcoming, let us know and we'll help with a response.

[joshing]

Re: HELP! disabled with so much debt

I received this NICE letter back in may and now after still NOT receiving a cca as they promised! the messages on answerphone has started again Considering it was a full and final response you would think they would check their client had complied first before calling again. Do I do anything?.

[joshing]

Re: HELP! disabled with so much debt

I had legal threats from Bryan Carters via Freds in 2011...have a look at the Capital One section of my diary ---> http://forums.all-about-debt.co.uk/s...ull=1#post8951

They can argue that they don't need to provide you with a signed copy but have a look at A Full Guide to UE [2014]

I will thank you.