GDPR Cookie Consent by SimpleServe Privacy Script HELP! disabled with so much debt - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

HELP! disabled with so much debt

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • Re: HELP! disabled with so much debt

    well well well, after asking for a cca from vanquis in may 2013 they have finally sent me something, sending to Niddy to be checked but I think its enforcible. why did they not send it before if they had it, and it took mackenzie hall to put a firework up their bum, suppose they will be on our case again now.

    Comment


    • Re: HELP! disabled with so much debt

      See what Niddy says

      Comment


      • Re: HELP! disabled with so much debt

        Originally posted by joshing View Post
        well well well, after asking for a cca from vanquis in may 2013 they have finally sent me something, sending to Niddy to be checked but I think its enforcible. why did they not send it before if they had it, and it took mackenzie hall to put a firework up their bum, suppose they will be on our case again now.


        Well yes it is enforcible! got a letter from mackenzies saying still investigating complaint & then this morning one from lowells saying it had been sold to them.

        Comment


        • Re: HELP! disabled with so much debt

          Damn! Sorry to hear that Joshing.
          There's a lot of members who manage to keep blagging even the enforceable ones though, so hang fire until Lowells write again and keep us informed of every letter.
          Just remind me, when was the last time you paid this?

          Elsa x

          Comment


          • Re: HELP! disabled with so much debt

            Originally posted by Undercover Elsa View Post
            Damn! Sorry to hear that Joshing.
            There's a lot of members who manage to keep blagging even the enforceable ones though, so hang fire until Lowells write again and keep us informed of every letter.
            Just remind me, when was the last time you paid this?

            Elsa x
            Hi Elsa if i remeber correctly it was april 2013. Did have a repayment plan but stopped paying.

            Comment


            • Re: HELP! disabled with so much debt

              Ahhh OK, was hoping it was nearer to Statute Barred.

              Nonetheless carry on blagging! Let us know what the Leeds Losers send next...

              Comment


              • Re: HELP! disabled with so much debt

                If Muck Hall have sold the account to Lowells, then it is very likely that they will not have transferred the history of the account also. I would be tempted to wait until you get the first volley of letters from Lowell and then play dumb and start the whole CCA process over again, and send a CCA request to Lowells and see what they manage to dig up.

                You can always negotiate a payment plan with them if things get dicey

                Best
                SnV
                "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                The consumer is that sleeping giant.!!



                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment


                • Re: HELP! disabled with so much debt

                  As Niddy said it was enforcible and to send mptc thats what i did so we will see what happens next.

                  Comment


                  • Re: HELP! disabled with so much debt

                    Letter dated 19th jan from lowells re vanquis long time no hear. quite polite we would like to help you clear your debt. Im ignoring for now hope thats right.

                    Comment


                    • Re: HELP! disabled with so much debt

                      Fantastic reply from very old cataloque debt accepting they cannot enforce payment.. Thanks Niddy!

                      Comment


                      • Re: HELP! disabled with so much debt

                        But very annoyingly iv had a letter from capquest, new one on me." Welcome to capquest were now looking after your account" This is ref lloyds credit card , enforcible! ignoring for now.

                        Comment


                        • Re: HELP! disabled with so much debt

                          Very strange!!! capquest and lowells keep sending letters ref lloyds card. still ignoring even though capquest phones constantly.

                          Comment


                          • Re: HELP! disabled with so much debt

                            Can you send them one of the sites phone numbers ..... They can't get through then-.
                            if you do it today and you like it you can always do it again tomorrow


                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment


                            • Re: HELP! disabled with so much debt

                              Originally posted by nanna58 View Post
                              Can you send them one of the sites phone numbers ..... They can't get through then-.
                              This is the link for the AAD phone numbers.

                              You could also send the phone harassment letter to capquest.

                              Are they both writing to you about the same debt?
                              Let your smile change the world but don't let the world change your smile


                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment


                              • Re: HELP! disabled with so much debt

                                yep they are, thats what i thought was strange.

                                Comment

                                Working...
                                X