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  • Enforcer
    replied
    Re: myself and barclaycard

    Barclaycard will do all sorts, they will lie to you, attempt to mislead and deceive you, and if you have an account with them they will help themselves. Even though they know that that do not have an enforceable agreement. Just ignore. Let Mercers do their worst, and it will then be sold on. Patience and try not to stress.

    Leave a comment:


  • MrsD
    replied
    Re: myself and barclaycard

    why were they UE? is it because there are not prescribed terms?

    if so pop this off http://www.all-about-debt.co.uk/old/...escribed-terms

    Leave a comment:


  • Deepie
    replied
    Re: myself and barclaycard

    The name of the game is to go 6 years with no acknowledgement or payment and to reach SB....

    Have read here the last few days of people wanting to make F&F offers when they are 4 years in UE......

    Don't get cold feet now..... just keep playing the game.....

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: myself and barclaycard

    Originally posted by davidm View Post
    ,I shall send a letter asking for this .
    why on gods planet would you go and do such a thing

    I suggest you ignore them for now!

    Leave a comment:


  • davidm
    replied
    Re: myself and barclaycard

    Originally posted by MrsD View Post
    I think it looks dodgy, right there on the first page, could you send it all (agreement included) to Niddy? webmaster@all-about-debt.co.uk put your user name on the subject line and don't block anything out as it's only Niddy who looks at these.

    It's just easier to judge these things if you have all the bits.

    try not to worry, BC are not very good at this normally
    niddy says they are UE because I do not have a signed agreement,I shall send a letter asking for this .

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  • davidm
    replied
    Re: myself and barclaycard

    ok have sent the whole lot to niddy by email thanks MrsD

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  • MrsD
    replied
    Re: myself and barclaycard

    I think it looks dodgy, right there on the first page, could you send it all (agreement included) to Niddy? webmaster@all-about-debt.co.uk put your user name on the subject line and don't block anything out as it's only Niddy who looks at these.

    It's just easier to judge these things if you have all the bits.

    try not to worry, BC are not very good at this normally

    Leave a comment:


  • davidm
    replied
    Re: myself and barclaycard

    got these back from barclay card regarding the missing PTs sorry if they are not in order. i tried .
    original letter from mkdp in post 191,there are another 7 pages all with t&c s no signature on any of them or a date .if i need to upload the rest will do .
    Attached Files

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  • Enforcer
    replied
    Re: myself and barclaycard

    Normal response, ignore for now as Niddy suggests.

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  • Never-In-Doubt
    replied
    Re: myself and barclaycard

    Ahh well just ignore them for now. It's their final response letter.


    See what they say next.

    Normally a one liner would suffice but as it is a final response just wait for contact and update us.

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  • MrsD
    replied
    Re: myself and barclaycard

    one liner referring them to your missing PTS

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  • davidm
    replied
    Re: myself and barclaycard

    just got back these from mkdp they say they have sent the correct cca reply, niddys says its a recon,and to send a missing PTs letter which i done, this is there reply,what to do now ???
    Attached Files

    Leave a comment:


  • davidm
    replied
    Re: myself and barclaycard

    Originally posted by Never-In-Doubt View Post
    email sent niddy

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  • SA Gold
    replied
    Re: myself and barclaycard

    Sorry David - i meant to put a direct link in to my post to assist you but i had another tab open reading the lender is trying to repossess my BTL and got side-tracked.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: myself and barclaycard

    Originally posted by Enforcer View Post
    Google. Barclaycard & Right of set off.
    Or click here --> http://forums.all-about-debt.co.uk/s...ght-of-Set-Off

    Leave a comment:

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