GDPR Cookie Consent by SimpleServe Privacy Script I&E's - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

I&E's

Collapse
X
Collapse
 
  • Page of 1
  • Filter
  • Time
  • Show
Clear All
new posts
Previous template Next
  • #1

    I&E's

    I was wondering if for I&E's i had to disclose partners incomes and benefits we get in her name at all.

    Things like Tax credits Child benefit.


    Seeing as the debts are mine could i not just tell them my income (currently JSA) and that has to go towards Rent Arrears, Utilities food and car which would leave me nothing other than an imaginary £1 a month for them.

    Basically if i dont have to disclose that info then why should i
    I am an IT Professional with a Background in most Microsoft Based Technologies. Currently Proud to Work at one of the Leading UK Universities. I have that Mentality of "If I can provide Useful Input - then I will Try my best to do so"

    Life is full of Ups and Downs. Shame it just aint simple.
    Tags: account, arrears, bank, bank account, benefits, cab, car, care, child, child benefit, court, creditor, creditors, credits, debt, debts, extra, fees, household, income, incomes, jsa, list, living, paid, tax, utilities
  • #2
    Re: I&E's

    Someone may correct me but, An I and E should only list your debts and your income.

    As you say, the debts are yours, so its only your income they are interested in.
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

    Comment

    • #3
      Re: I&E's

      That is all I have done in my last I&E , mind you CAB highlight all household, but I would stick to your own as any alledged debt is your not joint.
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

      Comment

      • #4
        Re: I&E's

        If you're a couple living together then usually it would encompass all household income....

        Technically, ChB et al is paid to the parent so it is extra income, so if you miss it off your I&E then technically you're not being honest are you

        Not telling you to be honest mate, but if it is for court then yes, always add the household income but if it's for a creditor then just add yours/
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

        Comment

        • #5
          Re: I&E's

          Originally posted by Never-In-Doubt View Post
          If you're a couple living together then usually it would encompass all household income....

          Technically, ChB et al is paid to the parent so it is extra income, so if you miss it off your I&E then technically you're not being honest are you

          Not telling you to be honest mate, but if it is for court then yes, always add the household income but if it's for a creditor then just add yours/
          ChB is solely in missus name (due to care to learn for college nursery fees 2 yrs ago) but getting paid into my bank account like everything else.


          I'm thinkin of gettin CAB to do me 2 I&Es one just my mine and 1 both of ours.

          then send mine to Creditors
          I am an IT Professional with a Background in most Microsoft Based Technologies. Currently Proud to Work at one of the Leading UK Universities. I have that Mentality of "If I can provide Useful Input - then I will Try my best to do so"

          Life is full of Ups and Downs. Shame it just aint simple.

          Comment

          Previous template Next
          Working...
          X