What are the thoughts on private schemes? Other than the ridiculous interest rates some charge - some joker in kent was charging £850pcm rent on a flat that would be owned after something like 70 years because there was a £444.44 monthly administration fee, 300 rent and only the rest going towards...

Yorkshire Building Society fined £4.1m over mortgages

This is a duplicate of the Blog Entry made on 30th October 2014 10:27.

*Yorkshire Building Society has been fined £4.1m by the Financial Conduct Authority (FCA) for failing to deal properly with customers who had fallen......

Personally I think that DCA's are the lowest of the low (even lower than banks) and really do wish that the OFT etc grew a pair (as jezza kyle would say) and sorted them out.
However I am curious about the inner workings and why certain ones are used etc. Also do they keep tabs on people and target...

Banks nab refunds owed to PPI mis-selling victims to square their unpaid debts

This is a duplicate of the Blog Entry made on 13th June 2012 09:57.

Sneaky banks are siphoning off thousands of pounds owed to victims of loan insurance mis-selling — and using it to square unpaid...