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  • SXGuy
    started a topic Debenhams store card ppi

    Debenhams store card ppi

    Hi Guys. Mum has a Debenhams store card. Had it for years. She's recently missed 3 payments and as such they have terminated her ppi cover. I never even knew she had ppi on this. However they have credited her balance back by nearly 200 quid in 3 missed payments. So by my reckoning she was paying around...
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  • realfedup
    started a topic Lloyds really old PPI's

    Lloyds really old PPI's

    Hi

    had my Sars come back and show up some PPI's on loans from the late 1990's. Not large amounts, but definite miss selling went on. as soon as i nearly paid off one loan, the bank called me in to talk about my account review and i ended up leaving the meeting with another loan!! the...
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  • vossy
    started a topic FOS and Lloyds

    FOS and Lloyds

    I have received an email from the FOS and in it they tell me this:

    We have been working at an executive level with Lloyds Bank to improve the quality and also the type of information that they provide us with. Unfortunately, your complaint is part of a group of cases where we have not received...
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  • Rockybeach
    started a topic CPP

    CPP

    This is my first post so I hope I'm posting in the right place.

    I have received two separate letters headed: IMPORTANT: YOU MAY BE ENTITLED TO COMPENSATION FOR YOUR CARD AND/OR IDENTITY PROTECTION POLICY

    They go on to say I bought a card and/or identity protection policy through...
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  • Chances of reclaiming CPP pre 2005?

    Mother was paying CPP for her cards for some time, until i told her to cancel it around 2007.

    I hear that she should be notified of miss selling if it was after 2005, but her CPP payments go back beyond this i believe.

    Isnt a lot, and was paid annually. She has no information...
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  • ruth38
    started a topic Mis Sold Mortgage

    Mis Sold Mortgage

    What should I be looking for in a mis sold Mortgage.I've moved my mortgage from my bank to a self certified lender.My present lender/Broker sent out a direct mail shot to me stating that could be released on the property as i had a loan with them the previous year My Property was a right to buy.I took...
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  • Spent2much
    started a topic switiching form repayment to interest only

    switiching form repayment to interest only

    My friend was made redundant 2 months ago and she has to wait 39 weeks before any support for mortgage interest help kicks in,she phoned her mortgage provider and has been given a 3 month holiday break also they owed her £1000 so they are taking that as repayment once the 3 months holiday is over....
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  • Treepiary
    started a topic DCA and unfair charges

    DCA and unfair charges

    quick question.

    a DCA buys debt, the debt has £800 in charges ie: mainly charges for letters.

    now if the DCA has purchased the debt they also by law take on those extra unfair charges ?

    i would class £25 charge to send a letter unfair ? so by rights/law...
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