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  • OC has combined amounts from current account and credit card

    One of my debts (no. 21 in my UE diary) is the combination of the overdraft from a First Direct current account and a First Direct credit card. I sent a very inaccurate CCA request to Metropolitan Collection Services last December (before I found AAD!) and in their reply, HSBC chose to concentrate only...
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  • online fraud refund claim provokes anger - Police Chief

    online fraud refund claim provokes anger - Police Chief

    This is a duplicate of the Blog Entry made on: 24th March 2016 14:50
    A police chief's suggestion that banks should consider no longer refunding some online fraud victims has been branded as "astonishingly misjudged"
    ...
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  • supersonicsnai
    started a topic F & F - has debt been sold on???

    F & F - has debt been sold on???

    Hello all!

    I've been checking out forums for some time now and have seen many good bits of advice but was particularly interested in the full and final settlement bits and pieces. It is this that has given me cause to finally register and post seeking advice.

    To give you some...
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  • mgfboy
    started a topic Personal Guarantee

    Personal Guarantee

    A company I was a director of was wound up about 3 years ago and I had a personal guarantee on it of £3k. So like a good little boy I came to an agreement with HSBC to pay them back £50pm, this was all well and good until I started this week getting phone calls from Metropolitan collection services...
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  • AAD News Feed
    started a topic Rotherham Council issues bailiff tender

    Rotherham Council issues bailiff tender

    Rotherham Council issues bailiff tender

    This is a duplicate of the Blog Entry made on 29th November 2011 18:32.

    Rotherham Metropolitan Borough Council has issued a four year tender for bailiff and debt recovery services. The Council is seeking up to five...

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  • samsmum
    started a topic New and confused

    New and confused

    Hi all. It's my first time here so hope i'm posting in the right place. Bit of background. Had debts of around £30k but have been on a dmp with CCCSfor about 8 years and are only roughly half way through. After taking advice from them we decided to go br to give us a fresh start else i would be be...
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