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  • 5corpio
    started a blog post HMRC interest rate change is 'unfair'

    HMRC interest rate change is 'unfair'

    An accountancy body says it is "simply unfair" that people owing tax have seen a rise in the interest they pay, while those owed a refund will see no change. The interest charged to anyone paying their tax late has increased in line with the rise in the Bank rate. But the HM Revenue and Customs...
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  • MustGetStraigh
    started a topic Mortgage advice.. changing jobs.

    Mortgage advice.. changing jobs.

    I did post earlier about remortgaging. But we decided to wait as interest rates were looking to drop.

    Dilemma. Can currently get a decent drop in monthly payments though current provider, very easily. No credit check so can sort online and have sorted within days.

    However,...
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  • Google bans 'deceptive' payday loan adverts from search results

    Google bans 'deceptive' payday loan adverts from search results

    This is a duplicate of the Blog Entry made on: 16th May 2016 16:16
    Google is banning adverts for payday lenders from its search results, adding the short-term loan industry to a blacklist that includes guns, tobacco
    ...
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  • AAD News Feed
    started a topic Mental health and debt problems:

    Mental health and debt problems:

    Mental health and debt problems:

    This is a duplicate of the Blog Entry made on: 4th March 2016 13:17
    Much has been written about the easy availability of debt at a time of record low interest rates.
    The latest data showed that consumer credit was growing at the fastest pace
    ...
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  • Deepie
    started a topic Indefinite low rates

    Indefinite low rates

    Lord Turner warns of indefinite low rates

    • Former City regulator Adair Turner has warned that without radical policies, the UK economy could be stuck with low interest rates "almost indefinitely".

    • He told the BBC "interest rates in the UK may not go up
    ...
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  • mas66
    started a topic Bad Broker Advice

    Bad Broker Advice

    I took out a secured loan of £23500 on a variable rate via a broker in December 2006.After a few years of the interest rates rising subsequently so did my payments, which is understandable. However after numerous interest rate reductions my payments have never been reduced by as little as 1p.
    ...
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  • DebtDevil
    started a topic Demand for preferential payment.

    Demand for preferential payment.

    My mother has had a demand for £19,000 by the solicitor company acting on behalf of trustee as they are saying I made a preferential payment to her 12 months ago.

    Basically I had borrowed money in my mothers name to consolidate debts because I could not get credit myself.

    ...
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  • Aitch
    started a topic Mortgage and outstanding debt

    Mortgage and outstanding debt

    Hi there,
    So the last applications for the Right To Buy scheme up herein Scotland are on 31st July 2016 and I hopefully will be looking to apply aroundthat time so I’m trying to get my debts sorted out now in the event I have a chanceof getting a mortgage.
    Mortgage wise I have no idea...
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  • Sorry, our rate was 1,256 per cent not 434 per cent, says payday lender

    Sorry, our rate was 1,256 per cent not 434 per cent, says payday lender

    This is a duplicate of the Blog Entry made on 5th April 2015 18:58.

    One of Britain’s longest established payday lenders has admitted that it was ‘slightly incorrect’ in calculating its interest...
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  • me vs arrow global/shoosmiths

    Hi guys, looking for some help here of a fairly immediate nature... This has been posted on a couple of other forums too but this was recommended to me. Bit of a back story here regarding solicitor but i'll not get into it as it is irrelevant at this point

    I'm currently resident in Scotland...
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  • 1NightInIbiza
    started a topic Rent to buy - Private Schemes....

    Rent to buy - Private Schemes....

    What are the thoughts on private schemes? Other than the ridiculous interest rates some charge - some joker in kent was charging £850pcm rent on a flat that would be owned after something like 70 years because there was a £444.44 monthly administration fee, 300 rent and only the rest going towards...
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  • Rent-to-own customers face rip-off interest rates

    Rent-to-own customers face rip-off interest rates

    This is a duplicate of the Blog Entry made on 10th February 2015 12:52.

    *Hundreds of thousands of customers who buy household goods through rent-to-own schemes are being "ripped off", a group of MPs has concluded....
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  • SXGuy
    started a topic Terminating agreement and paying off balance, how?

    Terminating agreement and paying off balance, how?

    May seem like a silly question, but ive never had to do it before.

    We have a commercial credit card, Barclays, getting fed up of paying the minimum and never clearing it due to interest rates.

    Is there a way I can terminate the agreement and just repay the balance each...
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  • UK interest rates remain at record low of 0.5%

    UK interest rates remain at record low of 0.5%


    It has also decided not to extend its quantitative easing programme, designed to stimulate lending in the economy, beyond the £375bn already spent.

    The Bank's Monetary Policy Committee has held rates at 0.5% since March...
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  • AAD News Feed
    started a topic Lloyds dismisses eight staff over Libor

    Lloyds dismisses eight staff over Libor

    Lloyds dismisses eight staff over Libor

    This is a duplicate of the Blog Entry made on 29th September 2014 14:44.

    *Lloyds Banking Group has dismissed eight staff members following an investigation into the manipulation of some key interest rates set in London.*...
    ...
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