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  • Credit card company to refund £4m to customers

    Credit card company to refund £4m to customers

    This is a duplicate of the Blog Entry made on: 24th March 2016 14:58
    Credit card firm NewDay will refund over £4m to more than 180,000 customers following disclosures made to the Financial Conduct Authority (FCA). In 2015, NewDay reported
    ...
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  • lookingforward
    started a topic Brilliant Gift Shop

    Brilliant Gift Shop

    After some advice please...
    My OH purchased a light fitting from the brilliant gift shop back at the start of 2014 as she intended to do some decorating.
    What with one thing and another the job never got started so the light just sat on the side and she got into money issues so couldn't...
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  • Which? petition to reduce payday lenders default fees

    Which? petition to reduce payday lenders default fees

    This is a duplicate of the Blog Entry made on 24th February 2014 16:45.

    Here is a link to a short article and also an electronic petition being coordinated by the consumer magazine Which? to have payday lenders reduce......
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  • Which? report -Payday lenders default fees may be unlawful under UTCCR 1999

    Which? report -Payday lenders default fees may be unlawful under UTCCR 1999

    This is a duplicate of the Blog Entry made on 13th January 2014 10:04.

    Which? have concluded an investigation into pay day loans and have concluded that many of the default charges are disproportionately...
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  • Is there a statutory duty to produce proper accounts on a loan?

    This may sound like an idiot question but I do have a good reason for asking.

    Under what law is there a duty to produce accurate accounts for a loan? accounts that are not only right but are comprehensible to the borrower? I have read the Consumer Credit Act 1974 (under which I have...
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  • pooky2483
    started a topic Fees

    Fees

    Just a question really;
    What documentation do I need to read where it states the amount in fees that companies can charge us for late/missed payments, I assume it will be different for Banks - or is it?
    So I and others can use it as ammunition when disputing the £12 (£25 Banks) charge...
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  • nightwatch
    started a topic MBNA/ PPI

    MBNA/ PPI

    Hi all

    had a cc with mbna, now with 1st credit
    CCA sent, received and passed to niddy, who pointed out it had PPI on it, sent SAR for details

    have received statements back with PPI showing from end96-end99 dont know why it stopped then as was paying intrest and charges...
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