Do CRAs have any authority to confirm the data they publish is correct or are they merely collecting and distributing it, like a newspaper provides a means of advertising?

So if there are errors on the reports and the subject chooses not to correct, are the CRAs (or anybody else) able to...

Original debt was with Barclaycard
Last payment june 2009

Default notice served by Mercers 1st October 2009.

Went round the houses, via Mercers,Scotcall,Calder, Credit Solutions, Power 2 Contact, AIC, and Wescot between October 2009, and May 2011.

Then nothing...

If a debt is assigned does the new owner still take on the rights and duties of the OC.

I had an account with minicredit that after sending a stinging letter of complaint asking for confirmation of write off I heard nothing for over 2 years. I made allegations of harassment as well as...

Says it all

Another ATOS employee who derides the sick and disabled on his Facebook profile | Black Triangle Campaign

Right first post so bear with me.

I took out a together mortgage with Northern Rock in 2002. The secured part of the mortgage was repaid in 2003 when I moved home. However the unsecured loan was left as an unsecured loan and I made payments until around 2004-2005.

Somehow at...

OFT issues data accuracy warning

This is a duplicate of the Blog Entry made on 10th November 2011 19:33.

Creditors, collectors and debt buyers must do more to improve data accuracy the Office of Fair Trading has said. Speaking at the Credit Today...

Click to Read...

For your own peace of mind perhaps run the wording of the settlement past someone at National Debtline?

National Debtline Tel Free: 0808 808 4000

While that wouldn't be an official legal opinion, they are normally quite good with these.