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National Hunter (& CIFAS) - how will my SAR's be recorded and/or notified to their members
Hi- am hoping I can get some direction to help me make a decision as to whether to apply to get my file from N Hunter and/or CIFAS. I have been looking through other threads here and think the help and direction given to people has been nothing short of marvellous (I refer to Never-In-Doubt's assistance...Last edited by Devonloch; 8 February 2015, 18:49.
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Hitachi Finance Interest Free Loan
In December 2006 a friend purchased some goods in a shop advertising Interest Free purchase. When the goods were selected he asked about the Interest Free offer. The people did not really seem to know about it but asked around the shop.
Eventually he was told that the offer was for 1...
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Statute barred?
I have a Cahoot account, I last made a payment on 1st January 2009. The last piece of correspondence I wrote to them was dated the 24th March 2009. The letter started "I do not acknowledge any debt to your company", it was a CCA s77/78 request letter. Can someone please clarify when this debt...
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Aged Debts- when do they cease being an issue?
Hi, I have read so much stuff in the last month and although I have learnt loads I am still a bit confused.
My partner has a big pile of relatively small debts - JD Williams Jacamo and all that lot plus Mext and maybe a couple of others. They vary from £100 ish to £1200, I doubt there...
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Onlyme end of the UE journey
My unenforceable journey is coming to the end! At last!
I have been to County Court to fight ccjs and high Court to fight HCE Bailiffs and only lost once on an un- regulated loan
I have been checking through all of my creditors and dca accounts
Most are now statute...
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Free land registry monitoring service.
Don't know if this has been posted before but thought I'd share in case it hasn't. It's a free monitoring service by the land registry where you can register up to 10 properties and it sends you email alerts if there's any activity or searches made on the property. Handy for those been pursued by dca's...
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Court of Appeal ruling effecting credit files (30/10/14)
(Sorry for the typo - Affecting.)
Hi
Please can the legal experts read and comment on the Court of Appeal case of Grace & Anor v Black Horse 30/10/14?
http://www.bailii.org/ew/cases/EWCA/Civ/2014/1413.html
Apparently it means that unenforceable...Last edited by Still Waving; 26 November 2014, 18:36.
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Limited Company CCJ issued in error
Hi Guys,
I hope i'm posting in the right section. I recently got a a credit report for a company only to find we have had a CCJ issued against us. I know for 100% that this was incorrect. I rang Northampton CC with CCJ number and asked them which company registered this against us....
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Illegal CCJ????
Hi there AAD (and yes I will make a donation if I get answers and this website works),
About 3 years ago I had to pull my son out of Private Education due to my financial circumstances changing. Roughly a year afterwards my credit card was declined so I called the issuing bank to ask...
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advice with default notice
Hi - first post, so apologies if I am going over old ground!
Firstly, I would like to say what a great site this is, if I had found it a while back I wouldn't have the issues I now do!!
I have just read Niddy's thread about default notices CRA v CCA, I had absolutely...
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Owner occupier or not ? What difference does it make and how can they check ?
Some credit application forms ask specifically whether you own the property you live in, whether it is mortgaged or not etc. but others ask whether you are a tenant, owner etc. and others simply ask if you are a home owner.
Now I know we all understand that they are really asking whether...
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Do people know where their chicken comes from?
Do people know where their chicken comes from?
Campaigners say chicken meat needs better labelling. How much do people really know about the life of a chicken before it reaches their plate?
More --->http://www.bbc.co.uk/news/magazine-29219843
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Credit Card Accounts – Best Management Practice
I thought I would start this thread for the benefit of those people who have reached the stage in their rehabilitation where they are able to obtain a credit card, so that they can attempt to rebuild their credit rating for the future.
I was recently able to qualify for two credit cards,...
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lifting a stay on a claim
An account was defaulted almost 6 years ago and no payments have been made since. The default will soon be removed from CRA.
About 3 years ago it was assigned to Cabot who went straight to make a claim that was defended in its entirety based on lack of any documents. After submitting...
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Santander Default
Hi Guys,
Im new to the site so please be gentle!
I am after some help regarding a default I have received with Santander in September 2012. The default amount was £1482 on a current account that mostly amounted from charges from them. I cleared the balance as soon as I was...