Hi all thought I would start this diary so I can keep track of everything. I'm in Scotland so aware SB is 5 years, it's not far off with my debts so looking to do as much as I can to stall them starting court action.
HBOS Loan
£5600
Opened - 4/01/07
Last payment - 25/03/2009...
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Free energy!
With the prices of energy set to rise yet again, this idea might be of some use.
Obviously, one would not be able to build a pyramid quite as large as Khufu's in one's back garden (and, if one did, it would probably break planning laws) but something smaller might be possible if one's neighbours... -
Car advice.....
Hello people... I have a few car queries and as it's not my area WHATSOEVER, I'm hoping for a bit of guidance.
My daughter is looking to change her car for a posh one now that she's landed a new job. If she goes to somewhere like Auto-trader and it's being sold by a garage, is it still... -
Making an offer for F+F - advice needed
Hi All
I'm trying to clear up my credit file after seeing a few creditors listed with amounts owed and defaults etc.
One in particular is Motormile Finance who I owe £516.25 for an original payday loan with QuickQuid back in 2008.
I started negotiations yesterday... -
Physio chased off after saving a goal!!!
A Brazilian team physio makes a very unpopular double save during a cup match before being chased from the pitch.
Serie D club Aparecidence's physio sneaks on to the pitch during the game to block two attempts on goal from opposition side Tuti.
... -
Default Removal Help!
Hello!
I'm looking for some help in getting a couple of defaults removed from my credit record. They are registered with Lowells, I honestly don't ever recall being notified of any defaults on these occasions being filed against me.
My husband and I are desperate to buy our... -
DMP, Have I done the right thing?
Thanks for the welcome. I am currently coming out of the darkness ( I hope) and have had a lightbulb moment about 5 weeks ago. I have gone onto a DMP and can now sleep at night for the first time in about 18 months. I am hoping that I have done the right thing as I sometimes here good and bad things... -
Overpayment of ESA
Hello Everyone.
I need help and advice with regards an overpayment of ESA. I will endeavour to explain the circumstances we find ourselves in.
my husband began claiming ESA as advised by his then employer when he became too ill to work and his salary was reduced by half after six... -
Welcome to katipuss
Hi katipussand welcome. I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
We don't bite, Help will be on its way, whatever... -
Swapping Motherboard
Right have an issue with the motherboard currently using a Foxconn 945GZ7MC-KS2H
http://www.foxconnchannel.com/Produc...U=en-us0000220
It is making a clunking sound which is not a windows system clicking and when it does all hell breaks loose and...Last edited by pompeyfaith; 31 July 2013, 16:31. -
Pro's and Cons
First of all let me say I haven't really thought too deeply about this, but...what are the pro's and cons of going down the UE and possibly SB route as apposed to taking out a DRO ?
On the face of it, one takes 6 years and a fair bit of hassle, while the other (DRO) takes a few quid and... -
My son's consumer rights buying used car/recurring problems
Hi folks
I did post a post the other day but unable to find it lol, no worries as I know there's been upgrades to the new fab site.
My son purchased a used 2nd hand car by HP in June with 3 months free warranty.
It wasnt cheap either, but he had 3 unfortunate breakdowns... -
Company insurance problems
Hi all,
Just wondered if anyone has experience in commercial insurance ?
I have come across an issue whereby our ex FD who has apparently entered into a five year agreement with our broker to give them exclusive rights to provide our insurance cover.
This came...Last edited by MattyA; 22 July 2013, 18:51. -
Will I get a morgage?
Hi All,
New to forums in general and not sure who can help or if I am even in right place ?
I have been in DMP with CCCS since March 2008 and started with debts of about £39k. Am down to approx £15k.
I would like some advice as am looking for a mortgage as... -
Should receive my new Vape tomorrow!
Ive decided to try and stop buying cigs, and instead use a E-Cig vape.
It looks so cool, not like those shitty throw away onces you see everywhere, they really have come along way with these now.
Just picked up a Joye eGo-T Upgrade 1000mAh USB Passthrough Battery - Stainless...Last edited by SXGuy; 25 June 2013, 19:52.
