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  • patchouli
    started a topic Have L*wells ever taken anyone to court here?

    Have L*wells ever taken anyone to court here?

    Was just chatting to a friend and told them what I am doing and he said that if there was a CCA then the OC would have taken me to court and that they had dealings with Lowell who are all bull and no horns. Interesting! Is this right?
    Mind you my debt is post 2007 so CCA doesn't matter.. but then...
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  • AJ1900
    started a topic MBNA -> Aktiv Kapital

    MBNA -> Aktiv Kapital

    Hello all,

    I am helping my mum administer my late father's estate and we received a letter from Aktiv Kapital's solicitors chasing an MBNA card they claim my dad had. I asked for proof the debt is owed and they took well over 3 months to reply, but eventually produced a grainy photocopy...
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  • chrissymc81
    started a topic lending stream interest

    lending stream interest

    Hi All

    Im looking to see if anyone has had any sucsess in getting Lending Stream to agree a settlement or write off any of the interest.

    I stupidly got myself into quite a lot of debt and burried my head in the sand but now i am looking to sort things out.

    Lending...
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  • Max
    started a topic New member needing advice please!!

    New member needing advice please!!

    Thank you to anybody who can give me some advice as this problem keeps going around in my head!!!

    Basically I have been with Payplan for 5 years paying what we can afford every month. Debt was originally about £45,000 with 14 creditors. We decided to sell our house this year as it would...
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  • MBNA Reclaim PPI although debt sold??

    Hi,

    I owed over £10k to MBNA on a credit card taken out online circa 2003 - change in circumstances meant payments were not fulfilled, defaulted and eventually sold to a DCA. After getting a CCJ (which I subsequently got removed with some help) I have agreed a full and final settlement...
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  • George Washing
    started a topic Natwest Credit Card issue

    Natwest Credit Card issue

    Hi all,

    Am trying to get some advice re my wifes natwest credit card taken out by in 1996. c£5500 owing.

    Got into difficulty in 2008 and entered a DMP with CCCS.
    Have a default showing on equifax, call credit and experien for summer 2010 (along with others all at the...
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  • MrJiggins
    started a topic British Gas Late Payments affecting my Mortgage!

    British Gas Late Payments affecting my Mortgage!

    Sorry, I know this is an old thread. I have exactly the same issue though - well the details are slightly different but the end result is the same- no mortgage due to BG ruining my credit file.

    So far I have tried writing to the 'Minder Correspondence' address that I got from Experian....
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  • Seamus
    started a topic Buchanan Clark and Wells

    Buchanan Clark and Wells

    Hi all, haven't posted for a while as I've had no contact from any DCA for quite a while, until coming back from holiday yesterday to a letter from BC&W with the heading ''Formal Demand'' saying they are representing Aktiv Kapital UK. The usual stuff about ''considering possible legal action'' if...
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  • huskie
    started a topic Making an offer for F+F - advice needed

    Making an offer for F+F - advice needed

    Hi All

    I'm trying to clear up my credit file after seeing a few creditors listed with amounts owed and defaults etc.

    One in particular is Motormile Finance who I owe £516.25 for an original payday loan with QuickQuid back in 2008.

    I started negotiations yesterday...
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    Last edited by Pixie; 17 September 2013, 11:52. Reason: Removed name from email

  • kamba
    started a topic Unenforceability Help Required

    Unenforceability Help Required

    Hi All

    I have been requested by Niddy to seek your support

    I have had a credit card in dispute for over a year as bank have been unable to provide me with a signed CCA and advise they do not have a true signed copy

    this matter has also been all way to FOS where...
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  • tjperfick
    started a topic DMP, Have I done the right thing?

    DMP, Have I done the right thing?

    Thanks for the welcome. I am currently coming out of the darkness ( I hope) and have had a lightbulb moment about 5 weeks ago. I have gone onto a DMP and can now sleep at night for the first time in about 18 months. I am hoping that I have done the right thing as I sometimes here good and bad things...
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  • GlobalC
    started a topic charging order

    charging order

    Hi Guys,

    Its been awhile since i last posted, mainly because ive been able to manage my debts via making monthly instalments. However one of these debts is from an old buisness that ceased to trade and was left with an overdraft that i couldnt pay back. This was around 3/4 years ago. I...
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  • Advice needed re a Trustcard Account, DCA, Default Notices and Other Matters

    I apologise in advance for an extremely long post but I feel that I need to set out a series of events that may or may not be significant and I am hoping that somebody will be able to help me understand what the key issues are and how I should move forward.

    I opened a TSB current account...
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  • Mortgage Shortfall Debt DCA chasing me HELP

    I really need some advice I have a mortgage shortfall debt of about 29k which the lender defaulted me on in 2009 they have been chasing me for it since last year I told them my situation asked for them to write it off they have chose to ignore it and I even sent them a full and final offer they chose...
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  • Mr BoomBaztic
    started a topic Debt Sold

    Debt Sold

    My Debt has finally been sold to a company called Aktiv Kapital, any one had any dealings with this company?

    Cheers
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