Hi
just thought that i would share with you an experience i had recently with my (ex) bank. My experience may help others in the same situation.
My health went into decline leading to me losing my job. i alerted my bank at the start of my financial difficulties and health...
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Debt and Mental Health
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Struggling with a lending stream, well 4 LS loans...
Hi there
I currently have 4 lending stream loans that I am struggling to pay. I've been in the payday cycle for a while now and have decided that I am going to have to pay smaller amounts and clear the balance over a longer period. I was searching for some advice online and came across... -
Assignee's rights responsibilities and duties
If a debt is assigned does the new owner still take on the rights and duties of the OC.
I had an account with minicredit that after sending a stinging letter of complaint asking for confirmation of write off I heard nothing for over 2 years. I made allegations of harassment as well as... -
Lending Stream
I am a new member and would like to thank anyone who takes the time to read my message, any advice and guidance will be very much appreciated.
I am hoping that you can offer me some guidance.
Firstly I am in full time employment, however over the past few months I have... -
Payday loans trouble
Hi all
I have managed to get myself into a sticky situation with payday loans. My partner was on unpaid maternity leave and i took one out with Lending Stream to help cover bills. I couldn't afford the repayments and now have two further loans from Sunny and Payday UK to go with 3 from... -
Natwest Application - Pre Checker
In case you're looking for a mainstream card and don't want to submit a full application, then test out Natwest Pre-Application Approval Indicator....
--> https://indicator.natwest.com/
It's worth a go folks, get over 47% chance of acceptance and chances are, you might... -
UK interest rates remain at record low of 0.5%
UK interest rates remain at record low of 0.5%
It has also decided not to extend its quantitative easing programme, designed to stimulate lending in the economy, beyond the £375bn already spent.
The Bank's Monetary Policy Committee has held rates at 0.5% since March... -
Halifax Mortgage
Hi this question is not for me but for a disabled friend. I am not sure where it should go. I have to go out now so won't be back till later.
My friend and her ex husband had their house repossessed in 2000. This left an £11k shortfall on the mortgage. I discovered yesterday that... -
The Wonga/FCA ruling - what it means for PDL debtors
Most people will be aware of the FCA ruling that Wonga have failed to conduct affordability assessments correctly when making loans, with the result that Wonga effectively have to write of £220 MILLION of 'business' due to lending to people where they allegedly (though as the FCA have ruled on the... -
Banker admits Libor fraud conspiracy
Banker admits Libor fraud conspiracy
This is a duplicate of the Blog Entry made on 7th October 2014 10:43.
*..........Senior banker from British bank admits conspiracy to defraud over manipulating Libor inter-bank lending rate....Latest updates click here...
Click... -
Lending stream four loans advice please?
Hi all, it's my first time posting on one of these pages-ever! I need a bit of advice please.
I have four separate loans with lending stream, adding up to just over a grand. My husband left myself and our children last September which is one of the reasons I took out so many loans with them as... -
Consent to let with Woolwich residential mortgage
Has anyone got the definitive criteria for Consent to Let through Woolwich?
Looking at 2 years max so within their rules, the rent covers the mortgage payment just, I have over 25% equity in the house and have been with Woolwich for years:
1. New tenant going in but been getting... -
First Time Buyers
Hi guys,
Me and my partner have had a mortgage in principle agreed, but I just have one sticking point at the moment basically the finance agreement for my car is in my dads name and he wants it transferred to me before I leave the area, so basically I just wanted to see what the... -
Cuddly puppets axed as Wonga attempts big clean-up
Cuddly puppets axed as Wonga attempts big clean-up
This is a duplicate of the Blog Entry made on 14th July 2014 13:35.
*After its regular appearances as the whipping boy for all that is bad in payday lending, Wonga is attempting to offer a new face to customers - and...... -
4 lending Stream loans that I am struggling to pay
My partner and I have been having financial problems lately and I stupidly used Lending Stream for a bit of extra money when we were short - this money was used for necessities such as food, electric and bus fares for work. Due to then owing the money back, it left us short again so I took out another...