Hi.
First of all I am new to this forum and would like to say how nice it is to see all the people giving advice and a helping hand to others. I'm sure 99% of us on here have been in debt and financial difficulty at some point in our lives.
i will start of with a little bit...
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22 years old and over my head in debt
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NRAM together mortgage unsecured loan query
Hi, I have joined with a view to getting help with the following. In 2007 we took out a dreaded Together Mortgage. The unsecured element which was initially £22048 is the the reason for my question. I rang NRAM a few years ago and asked if it was possible to settle the unsecured element only and continue... -
Northern Rock home loans stuck at high rates
Northern Rock home loans stuck at high rates
This is a duplicate of the Blog Entry made on: 25th August 2016 10:28
as private equity firm which owns the debts refuses to pass cuts on...
Thousands of Northern Rock mortgage customers are stuck on higher interest rates after -
Nat West Loans and Overdrafts
I did a pre application for a Natwest loan (my son for a car,see my other threads) and it came up with APR 20.9%
so I left it at that and said we can look at it in November.
Now when I Log on to My banking it says you eligible for a loan with a 9/10 chance when I click on more info.... -
Remortgaging possibilities
Approaching 70 there is a need to re-mortgage as the term ends next year. 2 defaulted accts (£12k) SB next year. 60% equity and need 7x income. What is best route?
Broker may refuse on defaults, and banks may keep long records of SB accounts. On calculations, the inclusion of £12K... -
Mortgage lender targets the unemployed
Mortgage lender targets the unemployed
This is a duplicate of the Blog Entry made on: 29th July 2016 16:16
.......in a bid to bring back sub-prime 'liar loans...
Liar loans are back. Less than 10 years after the cataclysmic implosion of the western world's economy as a -
Payday loans - My journey
Hi
This is the first time I have ever posted on a forum so forgive me if I get things wrong.
I just wanted to say thank you to everyone who takes the time to post advice for other people's benefit. I have researched for many hours the various posts before finally taking the plunge...Last edited by Dantayler; 6 July 2016, 21:10. -
Welcome to Dantayler
Hi Dantayler and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
We... -
F+ F restriction
I have ~3k debt on a restriction. We'd like to change mortgage to a different provider, and they are saying they cannot with the restriction in place...
(crazy that a 3.4k+ debt can stop a remortgage on a 280k house!)
What amount do you think i will need to remove it? - the original... -
Payday loan complaints nearly triple, despite new controls
Payday loan complaints nearly triple, despite new controls
This is a duplicate of the Blog Entry made on: 26th May 2016 15:47
The number of complaints about payday loan companies soared by 178% in the year to March, the Financial Ombudsman has revealed....
That is despite the -
Most households have not checked credit reports, Which? warns
Most households have not checked credit reports, Which? warns
This is a duplicate of the Blog Entry made on: 21st May 2016 15:18
Most households have never checked their own credit report, research by consumer group Which? suggests....
Consumers can be refused loans or -
Google bans 'deceptive' payday loan adverts from search results
Google bans 'deceptive' payday loan adverts from search results
This is a duplicate of the Blog Entry made on: 16th May 2016 16:16
Google is banning adverts for payday lenders from its search results, adding the short-term loan industry to a blacklist that includes guns, tobacco... -
Payday lender Wonga saw losses double in 2015
Payday lender Wonga saw losses double in 2015
This is a duplicate of the Blog Entry made on: 4th May 2016 19:24
The UK's biggest payday lender - Wonga - saw its losses double last year as tougher regulation in the industry continued to bite....
The short-term lender saw -
Northern Rock - Together Mortgages - Unsecured Loan
Hi All
I had a "Together Mortgage" with northern rock. The property was sold in dec 2014 leaving £16k for the unsecured loan. The loan was in my mine and my ex partners name (he who had not paid anything for years and left it down to me) I wrote to Northern Rock offering them... -
time to sort this mess out
Hi toeveryone in the forum and thank you for all the info available to help me makea start on my financial mess.
my story started about 10 years ago with a lot of unsecured debt to the tune of£35k, I have been on dmp and never missed a payment, I never reallyquestioned the debts and threats...
