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  • debtnewbie
    started a topic Catalogue default

    Catalogue default

    Sorry another question about a small Next Catalogue debt.

    • The default date has been set at July 2013.
    • At that time, the outstanding balance was around £50.
    • I wrote to the creditor advising of position and offering token monthly payment - this was declined.
    • The default - dated
    ...
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  • OC has combined amounts from current account and credit card

    One of my debts (no. 21 in my UE diary) is the combination of the overdraft from a First Direct current account and a First Direct credit card. I sent a very inaccurate CCA request to Metropolitan Collection Services last December (before I found AAD!) and in their reply, HSBC chose to concentrate only...
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  • HFX C.Card from 2002 now with 1st Credit

    Hi everyone
    I'm being pursued by 1st Credit for an old HFX Ccard debt – not stat barred until August/Sept
    Haven't received Claim yet, but they have had Lester Aldridge write to me giving me 16days to pay 1st Credit etc etc

    I can upload or PM several pics here hoping for some...
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  • Carley
    started a topic CCJ - Cabot Financial/Restons Solicitors

    CCJ - Cabot Financial/Restons Solicitors

    Hi

    This morning in the post I received a court judgement dated 27th January 2017 for the sum of £336.63 plus £107.00 costs (£443.63). The claimant is Cabot Financial (UK) Ltd with the payment address being Restons Solicitors. I have checked back and believe this to be an old debt from...
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  • Unenforceability Issues - how best to react?

    Hi

    I was told about how helpful AAD is this week and even after just half a hour looking around that seems like an understatement! Could anyone help with this enquiry please? As general background I have multiple credit card accounts; all defaulted between Sept 2009 and June 2010; all are...
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  • TillyU
    started a topic Barclaycard/Link Financial

    Barclaycard/Link Financial

    In 2011, due to my personal circumstances at the time, I wrote to the original lender, Egg, offering £1 per month. Shortly afterwards, Egg was taken over by Barclaycard. I continued to pay the £1.00 per month and didn't hear anything until last year when BC informed me that the account has been...
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  • mikethebike42
    started a topic fidèlité card!

    fidèlité card!

    Well I came home today and my sister said a man left you this envelope was trying to demand your mobile number! .

    In the envelope was a card from fidèlitè credit management saying I have to call to discuss my account.I have no idea who these people are!.

    I did have a...
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  • jet set willy
    started a topic Claim Form recieved

    Claim Form recieved

    Evening everyone,

    Now its been a while since i posted on here due to the fact i have been happily keeping people at bay for a few years and took some advice from a friend to think about this stuff only when i had to for the benfit of my health.
    But, as always something pops up for...
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  • dollyone
    started a topic DCA purchased old RBS cc debt

    DCA purchased old RBS cc debt

    Hi, it's been a long time since I posted and thanks to Niddy's Christmas email greeting decided to reassess my situation before I possibly receive a claim form..

    In 2010 I started down the UCA route and stopped making payments on my credit card in December 2010 (taken out in 2002). It...
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  • Statute Barred -- is there a section that goes into detail about this?

    Hello all,

    It's still a little bit of time until any of mine are Statute Barred but it's a lot nearer than when I started! In fact, I've just looked and it's just over a year until all of mine are SB!

    I've been looking around the site but I haven't found anywhere that describes...
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  • Sharmaine62
    started a topic Capquest trying to pull a fast one

    Capquest trying to pull a fast one

    Hi there AAD
    hope you can advise me. A few months ago out of the blue
    I received a letter from Capquest re an old nat west credit card
    that I know for sure defaulted in 2009. However nat west was not mentioned in the letter
    the client was named as arrow global. I duly...
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    Last edited by Sharmaine62; 31 October 2016, 20:40. Reason: Have put in wrong thread

  • co-op bank has no signed aggreement

    hi all
    i contacted my credit card issuer, to ask for the 1. signed aggreement,and 2. complaint regarding there monthy fee. i have received the final responce , they advised in there letter that they do not have a copy of my signed aggreement and to try to substantiate my query regarding monthly...
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  • daisy
    started a topic Unsecured debt & moving.

    Unsecured debt & moving.

    Hi everyone, it's been a while!

    I have a large amount of unsecured debt, not worried about the smaller ones, but a couple of Barclaycards pre 2007, also a couple of biggies with two banks and I can no longer service these debts, as I need to give up work on health grounds, so there is no...
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  • cussy
    started a topic help with claim

    help with claim

    Hi im just going over a claim i received and was wondering if anyone can tell me how far back can interest be claimed on court papers can a company that bought a debt claim interest for the years before they owned the debt?
    thanks cussy
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  • dontknow
    started a topic dontknow's UE diary

    dontknow's UE diary

    Type of account - Credit card

    Date commenced - 2001

    Approx balance - £17,000

    Date last paid - May 2015

    Are you on arrangement or not paying- Not paying

    Status – Default

    Account owner – DCA


    Aug 2015 Received
    ...
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    Last edited by dontknow; 11 October 2016, 14:24.
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