Hi, hope everyone is well
Any advice thought on the below would be much appreciated and I know I'm in the right place to receive it
Basically I'm still going through a UE journey now 5 years on and all is quiet with this, but now find myself in a new predicament
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Debt problems - Any Ideas
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identity fraud
not sure if this is the right place but....
my daughter and her partner were declined a mortgage recently after failing a credit check.
After investigating it seems her partners ex wife has run up dozens of defaulted debts after they split but before they were divorced.
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Changing mortgage and DMP
Been a while since I have posted again!
Been on a DMP since 2009 and hubby was Bankrupt same year. Have also been on interest only mortgage since then with balance of £92/93K, property worth about £145K. We have wanted to start back on repayment mortgage for last couple of years but it's... -
Can category 6/first party fraud marker be removed
Hi,
This will probably be a long post as I want to be as informative as possible.
If anyone could help that would be great.
My first ever bank account was with Halifax which my mum set up for me however in December 2011 I switched my account to Lloyds TSB because... -
Roscoe UE Diary
Hi everyone, I’m a newcomer but in need of a lot of help. My journey into debt began a long time ago but accelerated with the financial crash. I was self-employed and one of 3 directors of a small limited company from 2003-2007. The business was doing quite well but began to lose customers and contracts... -
Statute Barred -- is there a section that goes into detail about this?
Hello all,
It's still a little bit of time until any of mine are Statute Barred but it's a lot nearer than when I started! In fact, I've just looked and it's just over a year until all of mine are SB!
I've been looking around the site but I haven't found anywhere that describes... -
Overcoming bad credit - improving credit score
With a mortgage, 2 different bank accounts and a credit card from another bank running in credit and a report newly clear of defaults, when should I see my credit score start to climb? -
SAR - No relevant docs sent
Hi, I made a SAR request to Barclays in order to untangle the history of my commercial mortgage and all they sent me was copies of old Egg and Barclaycard statements. There was nothing else at all. No statements from the business bank account or from the commercial loan/mortgage. Both of those were...Last edited by Disastra; 12 October 2016, 12:54. -
Ccj
Hi folks wondered if anyone had heard of a ccj issued and person unaware as no claim was ever received this is a friend of mine who has only just seen it on her credit report as she was thinking of applying for a mortgage it was from 2014 she moved out of her parents in 2013 and her parents say nothing... -
Mortgage advice.. changing jobs.
I did post earlier about remortgaging. But we decided to wait as interest rates were looking to drop.
Dilemma. Can currently get a decent drop in monthly payments though current provider, very easily. No credit check so can sort online and have sorted within days.
However,... -
Default removal
Hi all
I was wondering if there is any way I can get a default removed from my file. I had a debt that was last paid in early 2008 but it was not defaulted until the end of 2011.
Eventually it got handed to a DCA who have confirmed it as statute barred. My credit file was last updated with... -
DCA transfer and Court claim stayed from previous DCA does it happen ?
Hi there All,
I do hope everyone is well !
I have a question but have decided not to ask it in my diary as it is a general question really.....here goes :-
I was served a Court Claim back in 2014 by a DCA ( through my own stupidity as I buried my head in the sand after a period... -
NRAM together mortgage unsecured loan query
Hi, I have joined with a view to getting help with the following. In 2007 we took out a dreaded Together Mortgage. The unsecured element which was initially £22048 is the the reason for my question. I rang NRAM a few years ago and asked if it was possible to settle the unsecured element only and continue... -
Natwest advantage gold account
I am trying to find out if anyone does know what were the benefits that Natwest had in their advantage gold account. Also when did they introduce car breakdown to their benefits. Was it included when the bank first had advantage gold account. -
Welcome to Asav7
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