Hi All,

Following on from my posts in Not Down And Out's 'Partial Settlement' thread - here are the details of my own situation and I'd be keen to get your views on events and what's likely to happen at the end of it all.

First thing I would like to say is that if I knew then...

Hi Niddy,

Hope you're well.

Just wanted to let you know how things were going and something that I've just discovered.

On your advice I withdrew my defence against Optima and let them get the CCJ against me.

I applied to the court to ask them...

Please help me I need some advice I am at my wits end [img]http://images2.moneysavingexpert.com/images/forum_smilies/frown.gif[/img]
I am currently pregnant & have been in & out of hospital over the past few months due to complications, I am being hounded by companies chasing debts, receiving up...

I paid Eastleys Solicitors in Paignton to challenge the enforceability of my loan with Northern Rock. They claimed there were breaches in my original loan agreement, however, they also said this about a HSBC loan I had but were actually proved to be incorrect by Niddy.

Here is a copy...

Hi!

I am a newbie and I am gripped by me desire to make 2011 the year I set my finances straight. My husband has been toying with the idea of bankcruptcy for some time now but we have decided as a last resort that its without question the best way forward - he has around £80,000 of debt...

Hi there

After struggling with my Barclaycard Goldfish repayments (legacy of messy divorce), but always being able to make at least the minimum amounts despite Barclaycard Goldfish (BG) hiking up the interest rate to astronomical levels, I am now in the position where I am unable to meet...

thinking of going bankrupt. over the last 18 months i ve ran up a lot of debt .i have lost job 2 job.s over the last 2 years my wife is not going bankrupt do i put her income ie ctc cb and bills on the soa or just mine .will she keep her own bank account that have note to do with me

...

Hi

I have had a huge struggle over the past year and really did not know which way to turn. My money coming in was just going out and the I was relaying on any bits I still had on my credit cards or in the overdraft to live on. Bills were coming in and I had the extra expense of a divorce...