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  • Pixie
    replied
    Re: Lending Stream

    Originally posted by Natty View Post
    Pixie, that is what I am like, I want everything sorted now! And want to respond right away! Basically so the threats will stop.I will learn,hopefully.
    Our posts crossed Natty

    Responding straight away doesn't make the threats stop, it just means they can send the next threat sooner. Now do you realise why it's good to take your time?

    Leave a comment:


  • Pixie
    replied
    Re: Lending Stream

    Originally posted by Natty View Post
    Thanks CC, I just go into panic mode, when I receive a response and want to reply right away! I will learn eventually.

    Many thanks for your support.
    Yes you will Natty. There are very few letters that need to be responded to asap.

    Leave a comment:


  • Natty
    replied
    Re: Lending Stream

    Originally posted by Pixie View Post
    It's about time you learned to multiquote Cloggy!

    I haven't had any dealings with PDLs but I can remember when I first started with UE, I wanted everything to happen "now", sent replies straight away etc. It didn't take me long to realise that it wasn't necessary and worrying was only making me feel worse.

    It's 5 years since I sent off my first CCA requests and in all that time I've only had one guy knock at the door...and he went away without a fuss when I told him to.

    It's not long until your Dad's op and you need to be feeling well enough to help him and your Mum. Worrying only hurts YOU and that's what the creditors want. Don't give them the satisfaction! x

    Pixie, that is what I am like, I want everything sorted now! And want to respond right away! Basically so the threats will stop.I will learn,hopefully.

    Leave a comment:


  • Natty
    replied
    Re: Lending Stream

    Originally posted by CleverClogs View Post
    I've fixed your post for you.
    Thanks for making me smile.

    Leave a comment:


  • Natty
    replied
    Re: Lending Stream

    Originally posted by CleverClogs View Post
    It won't happen.


    Through what - threatening to take them away for sale to vivisectionists or fitting them for cement overshoes if you don't pay?

    They're not allowed to do either and have less right to be there than does your neighbour's cat.


    Go to your family quack and get some treatment for stress/anxiety, before it makes you really ill.
    Thanks CC, I just go into panic mode, when I receive a response and want to reply right away! I will learn eventually.

    Many thanks for your support.

    Leave a comment:


  • Natty
    replied
    Re: Lending Stream

    Originally posted by nightwatch View Post
    natty please
    calm down and take a step back. these company's like to be in charge,or think they are, at the moment with SnV help YOU are the one calling the shots, it is very rare that they come to your home, that is something they threaten you with in the hope you will pay what you cannot afford,
    sit down , take a deep breath in and out and repeat these words
    I AIN'T GOT IT, YOU CAN'T HAVE IT, TAKE A RUNNING JUMP.
    then wait and see what they send next. love you NW (mrs) xx
    Nightwatch, Thank you so much for your kind words of support.

    Leave a comment:


  • Pixie
    replied
    Re: Lending Stream

    It's about time you learned to multiquote Cloggy!

    I haven't had any dealings with PDLs but I can remember when I first started with UE, I wanted everything to happen "now", sent replies straight away etc. It didn't take me long to realise that it wasn't necessary and worrying was only making me feel worse.

    It's 5 years since I sent off my first CCA requests and in all that time I've only had one guy knock at the door...and he went away without a fuss when I told him to.

    It's not long until your Dad's op and you need to be feeling well enough to help him and your Mum. Worrying only hurts YOU and that's what the creditors want. Don't give them the satisfaction! x

    Leave a comment:


  • CleverClogs (RIP)
    replied
    Re: Lending Stream

    Originally posted by SaltnVinegar View Post
    I actually eat my own dogfood
    Whilst your poor dog starves?

    Leave a comment:


  • CleverClogs (RIP)
    replied
    Re: Lending Stream

    Originally posted by SaltnVinegar View Post
    If they were going to contact your employer, or harass you at your parents they'd have done it already.
    Besides, wouldn't that be more than slightly illegal?

    Leave a comment:


  • CleverClogs (RIP)
    replied
    Re: Lending Stream

    Originally posted by oscar View Post
    You have more chance of meeting Lord Lucan riding Shergar
    I've fixed your post for you.

    Leave a comment:


  • CleverClogs (RIP)
    replied
    Re: Lending Stream

    Originally posted by Natty View Post
    I am just stressng at the thought of DCA harassing me at home.
    It won't happen.

    I really do not want to put my Mum & Dad through that.
    Through what - threatening to take them away for sale to vivisectionists or fitting them for cement overshoes if you don't pay?

    They're not allowed to do either and have less right to be there than does your neighbour's cat.

    I really do not know what to do.
    Go to your family quack and get some treatment for stress/anxiety, before it makes you really ill.

    Leave a comment:


  • CleverClogs (RIP)
    replied
    Re: Lending Stream

    Originally posted by Natty View Post
    Thanks nanna, I can deal with these two compaines myself as I have gained so much knowledge from SnV, I just need to know how they handle disputes.
    Well, now you know.

    As one might have expected, they'll respond with arrogant, American flim-flam.

    Leave a comment:


  • nightwatch
    replied
    Re: Lending Stream

    natty please
    calm down and take a step back. these company's like to be in charge,or think they are, at the moment with SnV help YOU are the one calling the shots, it is very rare that they come to your home, that is something they threaten you with in the hope you will pay what you cannot afford,
    sit down , take a deep breath in and out and repeat these words
    I AIN'T GOT IT, YOU CAN'T HAVE IT, TAKE A RUNNING JUMP.
    then wait and see what they send next. love you NW (mrs) xx

    Leave a comment:


  • Natty
    replied
    Re: Lending Stream

    Originally posted by oscar View Post
    You have more chance of meeting Lord Lucan and being struck by lightening while shaking his hand than a DCA turning up on your doorstep.

    Don't get me wrong, it has and does happen - but certainly not overnight, and when it has happened, has been after months or years of dialogue.
    Thanks Oscar, just me stressing and going into panic mode, yet again! Thank goodness for AAD.

    Leave a comment:


  • Natty
    replied
    Re: Lending Stream

    SnV,

    I have started reading your story, and I now understand why you stated I have more time, than I think. A lot of bedtime reading for me. Thank you for sharing.

    Leave a comment:

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