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Re: Marling pdl diary
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Re: Marling pdl diary
letter from p2p today, cheers snv
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Re: Marling pdl diary
Hi Marling
Yeah the letter from Moorcroft is a standard template when they act as agents. Its also littered with errors. For a start giving you 7 days is a just a nonsense threat.
Also the date of the letter is 24th of September, yet they give you until 1/10/2013. So, factoring in posting and delivery time, you don't have 7 days at all.
They are threatening you with recommending to their client that they undertake further debt recovery action. Gosh!
Keep the letter, but file under I for ignore and see what they send next."I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."
The consumer is that sleeping giant.!!
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Marling pdl diary
Ok so that is not actually a default notice.Originally posted by marling View Post
If you want to respond send them the doorstep harassment threat letter:
http://www.all-about-debt.co.uk/inde...doorstep-visit
SnV"I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."
The consumer is that sleeping giant.!!
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Marling pdl diary
many thanks snv
re the two emails from p2p & QQ in reply to my default notice request's and non compliance from them to even answer the question asked................ do i just ignore for now or do i need to re send request by email ?
cheers snvComment
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Re: Marling pdl diary
snv
i have 2 provident door step loans that i have as yet not added onto the list, the balance's are £300 & £535 i have been paying £2.50 a week on both for the last 12 month plus, i was thinking of defaulting on these also and stop paying them, would these treated any different as there doorstep loans ? or do you think i should just carry on with £5 a week payments ?
it gets worse snv
, my daughter(unemployed) also has two loans with them plus a littlewoods card with £2k debt and very old o2 phone debt, should i start a new thread for her seperately ?
many thanks for help
cheers marlingComment
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Re: Marling pdl diary
Are Provident adding interest and charges to the loans?Originally posted by marling View Postsnv
i have 2 provident door step loans that i have as yet not added onto the list, the balance's are £300 & £535 i have been paying £2.50 a week on both for the last 12 month plus, i was thinking of defaulting on these also and stop paying them, would these treated any different as there doorstep loans ? or do you think i should just carry on with £5 a week payments ?
it gets worse snv , my daughter(unemployed) also has two loans with them plus a littlewoods card with £2k debt and very old o2 phone debt, should i start a new thread for her seperately ?
many thanks for help
cheers marling
Yes start a separate thread for your daughter.
SnV"I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."
The consumer is that sleeping giant.!!
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Marling pdl diary
at the moment it is one total for each loan, this includes the interest, totals are £300 & £535, no additional charges added yet.Originally posted by SaltnVinegar View Post
default notice from payday express by mail, if not payed in full within 14 days it will be passed onto a DCA
could you re-look at post 66 please snv
many thanks
marlingComment
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Re: Marling pdl diary
1. wonga
letter from moorcroft please call them.............. failure will result in asking client to consider further debt recovery
2. p2p
letter from p2p final notice - impending account sale..............if i dont pay account will be sold to a DCA
also in big red letters "your account will be sold on 11th july 2013" yet letter dated 8/10/13 lol
3. QQ
notice of default letter from QQ............. they have added £36 in late fees to grand total
await any advice please snv
cheers marlingComment
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Re: Marling pdl diary
Hi MarlingOriginally posted by marling View Post
If they have ignored the question asked they do so at their own risk. I wouldn't worry about it for now - you can use their refusal to co-operate against them at a later date. Right now its then being unreasonable.
Best
SnV"I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."
The consumer is that sleeping giant.!!
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Marling pdl diary
In Moorcroft speak this means they will ask Wonga whether to send you another letter - I wouldn't worry about Moorcroft too much, they are generally incompetent.Originally posted by marling View Post
Muppets, can't even get their own correspondence in order. Keep the letter! You can use it to show how inept their correspondence is and how confusing it is to deal with should you ever need it. Being sold to a DCA is actually helpful for you, because you will almost guarantee they will not hand over any correct paperwork and you'll run rings round them.Originally posted by marling View Post
Ok, nothing to worry about on this one either.Originally posted by marling View Post
All standard stuff Marling - you should notice activity will start to quieten down soon. You may have a little flurry before Christmas (as they like to harass people as they know there may be some money floating around from Christmas clubs etc), and you will probably get a little more activity Feb/Mar time next year as they look to the end of the financial year and try to recover as much as possible to make the books like better.
But you're dealing with them well so keep going.
Best
SnV"I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."
The consumer is that sleeping giant.!!
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Marling pdl diary
wonga
letter form moorcroft offering monthly instalment offer, asking me to call - - ignoringComment
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Re: Marling pdl diary
Good stuff Marling - keep going you're doing really well.Originally posted by marling View Post"I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."
The consumer is that sleeping giant.!!
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Marling pdl diary
letter from moorcroft re wonga.
discount offer please call ............. ignoringComment
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Re: Marling pdl diary
QQ letter
final notice impending account sale........ ignoringComment
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