Mobile Phone Insurance

[cymruambyth]

Is this worth having? I'm paying for phones4u insurance on 3 phones. It's £6 per phone pcm a and seems to be cheaper overall than the cost of a new phone; unfortunately there is no contents insurance.......

[TibetanMonk]

Re: Mobile Phone Insurance

Is this worth having? I'm paying for phones4u insurance on 3 phones. It's £6 per phone pcm a and seems to be cheaper overall than the cost of a new phone; unfortunately there is no contents insurance.......

Hi cymruambyth,

I worked for Phones 4u, and a different telecoms company. The insurance is good for the price. At £5.99 per phone, especially for iPhones, aslong as it's not lost or stolen, you get a brand new phone in store. No wait time, and it's incredibly easy to do.

When you say contents insurance, could you elaborate?

Do you mean data back-up? As majority of Phones now have back-up capabilities, iPhones have iCloud and Android uses Google Back-Up.

Thanks,

TM

[cymruambyth]

Re: Mobile Phone Insurance

Thanks for the prompt reply. Due to various family members claims were made for lost and stolen phones, so we can't have contents insurance until December!

Data back up I am aware of, whether it is regularly done is another matter .......

[TibetanMonk]

Re: Mobile Phone Insurance

Thanks for the prompt reply. Due to various family members claims were made for lost and stolen phones, so we can't have contents insurance until December!

Data back up I am aware of, whether it is regularly done is another matter .......

Hi

Not a problem.

I believe if you ring Premier Plan (Underwriters of the insurance) there is another insurance available that covers loss and theft, however, would be more expensive, but you could quite easily haggle this down.

I've had customers that have got it down to £7.99 for an iPhone before. Although, this does come with restrictions on claims, as you'd need to await a delivery for the handset, rather than picking up in store.

Alternatively, I know it's not a good option, but if you have insurance on your bank, use that, as that will serve as the loss and theft part and just keep your P4u Care. Again, this would depend on your bank.

I wouldn't recommend upgrading to a fee account just for loss and theft, there's better insurance packages out there than having to give money to banks :P

[cymruambyth]

Re: Mobile Phone Insurance

Thanks, food for thought! The whole package offered by building society may be a worth while option, if they would upgrade!